court claim from lowell for provident. plz help

[flicky1314]

Re: court claim from lowell for provident. plz help

[MENTION=6]Amethyst[/MENTION] it is. I'm positive I'm away I go on the 9th for two weeks so I knew I wouldn't be back till least the 23rd /24th. oh well let's wait and see lol . thank u for advice xx

[flicky1314]

Re: court claim from lowell for provident. plz help

hi guys just keeping you up to date. AS of this morning I had heard nothing from the court about the date. so rang them for the 3rd time and actually managed to get through and yes I had put on my questionnaire that I will be away till the 24th. so she's gonna send it off to get another date. and I will hear in the post.

[Diana M]

Re: court claim from lowell for provident. plz help

I had put on my questionnaire that I will be away till the 24th. so she's gonna send it off to get another date. and I will hear in the post.

Good thing you made them check your DQ!

Di

[flicky1314]

Re: court claim from lowell for provident. plz help

I know it's bad really.all that panic for their mistake x

[flicky1314]

Re: court claim from lowell for provident. plz help

letter through today new date of 9th Nov. .

[flicky1314]

Re: court claim from lowell for provident. plz help

omg guys I need your help.
received a massive folder today from Lowell solicitor. with loads of documents in.
1. claim form
2.acknowledgment of service.
3.defendants defence.
4. notice of transfer of proceedings.
5. notice of allocation to small claims track
6. notice of trail.
7. Claimants witness evidence.
8. claimants response witness statement of umar zahid and exhibits uz1 to uz5.
9. 3.defendants correspondence.
10. 3.defendahrs directions questionnaire
letter from defendant s77-s79 cca request.
request for documents pursuant to cpr 31.14
letter from defendant s77-s79 request
defendant witness evidence to follow



plz plz help what do I do. they have letters they've supposed to have sent me ive never seen them
they have photocopy of so called agreement with my signature on them
payments dates and times. but all photocopy.

I could cry now. feel like I don't have q choice now

[warwick65]

Re: court claim from lowell for provident. plz help

So you have their Witness statement and the exhibits/evidence they intend to rely on

I don;t have the time to read back but did you send a CCA request to Lowell at all

If you read one of those agreements carefully it may well refer to something overleaf and if it is not there they haven't complied with your CCA request

You will need to do youw own witness statement before court, I know it is very daunting

[flicky1314]

Re: court claim from lowell for provident. plz help

[MENTION=98117]warwick65[/MENTION] yes I sent a cca request to Lowell and provident but never had anything back. I'll have a read of the agreement and let you know. everything they are using I've never seen and it's all photocopies. even the payment history is only a print out on plain paper

[warwick65]

Re: court claim from lowell for provident. plz help

Just out of interest when was the last payment. Didn't you think this was SB

[flicky1314]

Re: court claim from lowell for provident. plz help

July 2012 they 're saying. but I'm convinced it's not

[flicky1314]

Re: court claim from lowell for provident. plz help

[MENTION=98117]warwick65[/MENTION] I've looked at the agreement. I can't see anything that's says about referring to something overleaf. but right at the bottom of the page it says part 2 - agreement page 1 (white copy to head office). also the address that's on the agreement is not the address I lived at at the time. don't know if that makes a difference. I'm really scared about all this. don't know where to start.

[flicky1314]

Re: court claim from lowell for provident. plz help

sorry I don't know how to put a pic on to show u what it says

[warwick65]

Re: court claim from lowell for provident. plz help

Hi Flicky

Does the agreement have your signature on it ?

If the addresses don't match something seems a little amiss

if you look at the agreements I am uploading and read the bit in yellow it refers to overleaf although it is so small it took me a while to find it
29_S78_Documents edit.pdf

Ignore the title, I know it should be S77 but they were misfiled by me