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BW Legal sent County Court Claim

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  • #1

    BW Legal sent County Court Claim

    Hello
    I was getting letters from Lowell ltd. regarding a debt which I don't acknowledge, so I ignored them. Recently BW Legal started claiming for the same debt n asking to contact them. I ve been getting letters n even phone calls which I had been ignoring. Yesterday I received a County Court Claim Form for the same. Also received a letter from BW Legal stating that if I don't respond to their letter or the Claim form, they ll enter a CCJ against me.
    Where I can recall, their claim is way back from around 2007. After which I was not in the country for few years and I came back 7years ago and to a different address. In any circumstances if I had an arrear won't it be statute barred by now.? But my credit report shows a default on 2011.
    I have written a letter to BW Legal to provide me with the proof of contract with my signatures.
    Can you plz advice me on how to deal with the Court claim form and BW Legal?
    Tags: None
  • #2
    Re: BW Legal sent County Court Claim

    Would someone please help me with my question. Thank you

    Comment

    • #3
      Re: BW Legal sent County Court Claim

      Hi Poki12 & welcome to LB

      First & foremost, acknowledge the claim asap per claim pack instructions.
      For the time being, defend in full.
      If you live in England/Wales do not contest jurisdiction.
      Do not enter any dialogue in the 'defence' box.
      CAVEAT LECTOR

      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

      You and I do not see things as they are. We see things as we are.
      Cohen, Herb

      There is danger when a man throws his tongue into high gear before he
      gets his brain a-going.
      Phelps, C. C.

      "They couldn't hit an elephant at this distance!"
      The last words of John Sedgwick
      • 1 thank

      Comment

      • #4
        Re: BW Legal sent County Court Claim

        Thank u so much.
        what should be my next step after?. Is there a possibility that the default is not statute barred.?

        - - - Updated - - -

        Thank u so much.
        what should be my next step after?. Is there a possibility that the default is not statute barred.?

        Comment

        • #5
          Re: BW Legal sent County Court Claim

          Hello Charitynjw...
          I have made the Acknowledgment of service online.
          what should I do next.? I m not familiar about the legal bits at all. I have read everything online but it all seems too complicated. I would rather have someone tell me what to do.
          Thanks.

          Comment

          • #6
            Re: BW Legal sent County Court Claim

            Hi again.
            After I made the AOC and also filed my defence on 5 th April saying that the claim is statute barred I did not hear from them till this 22nd may. Now I ve got a Small Claim Directions Questionaire to fill. I have also received today the copy of the claimants DQ proposing to refer the case to Small Claims Mediation service.
            Please can u help me what to do?
            thanks

            Comment

            • #7
              Re: BW Legal sent County Court Claim

              Ok

              What is the alleged debt for? (Eg credit card, overdraft, mobile 'phone etc).
              CAVEAT LECTOR

              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

              You and I do not see things as they are. We see things as we are.
              Cohen, Herb

              There is danger when a man throws his tongue into high gear before he
              gets his brain a-going.
              Phelps, C. C.

              "They couldn't hit an elephant at this distance!"
              The last words of John Sedgwick
              • 1 thank

              Comment

              • #8
                Re: BW Legal sent County Court Claim

                It's a debt from Hfc credit for a product we bought around in 2007 or 08..

                - - - Updated - - -

                thanks for ur response

                Comment

                • #9
                  Re: BW Legal sent County Court Claim

                  Can u please help as I ve to send the form back by 8th. Is it possible to do it online?

                  Comment

                  • #10
                    Re: BW Legal sent County Court Claim

                    You can complete it, scan it & send as an email attachment.
                    ccbcaq@hmcts.gsi.gov.uk
                    Put [Claimant] v [Poki12] Court Claim no [XXXXXXXX] in the subject box
                    Put 'Completed Directions Questionnaire' in the email content.
                    CAVEAT LECTOR

                    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                    You and I do not see things as they are. We see things as we are.
                    Cohen, Herb

                    There is danger when a man throws his tongue into high gear before he
                    gets his brain a-going.
                    Phelps, C. C.

                    "They couldn't hit an elephant at this distance!"
                    The last words of John Sedgwick

                    Comment

                    • #11
                      Re: BW Legal sent County Court Claim

                      Thanks for ur reply.
                      Should I agree to take the small claim track or not?
                      If no then what reason should I give.
                      Can u please help fill the form����

                      Comment

                      • #12
                        Re: BW Legal sent County Court Claim

                        all claims under £10,000 go to small claims is the norm

                        Comment

                        • #13
                          Re: BW Legal sent County Court Claim

                          Ok. Thanks. Does this mean I ll ve to go to the county court for a hearing?
                          sorry for sounding silly but I ve no idea.

                          Comment

                          • #14
                            Re: BW Legal sent County Court Claim

                            depends what happens now & later on - some companies hope you give in or discontinue, time will tell, every case can be different result?

                            Comment

                            • #15
                              Re: BW Legal sent County Court Claim

                              I ve also received an EX730 telling about how the Mediation service. Should I consider it.?
                              should I send a copy of the DQ to BW Legal too?

                              - - - Updated - - -

                              Can they really put up a case after Statute Barred.?

                              I really appreciate ur help.
                              Cant thank u enough for answering my doubts.

                              Comment

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                              SHORTCUTS


                              First Steps
                              Check dates
                              Income/Expenditure
                              Acknowledge Claim
                              CCA Request
                              CPR 31.14 Request
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                              Set Aside Application
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                              If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




                              NOTE: If you receive a court claim note these dates in your calendar ...
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