PRA Group and CCJ's

[Diana M]

Re: PRA Group and CCJ's

(Good evening, Di )

Good Evening to you too Charity.

Is it safe to assume that you'll be taking over the Night Shift

Di

[Diana M]

Re: PRA Group and CCJ's

should I just write in there the particulars of the claim as shown on the front of the claim form? There are no details on that could identify me it just states dates and the amount of debt over the years and what has been paid etc.

My apologies for not making things clearer for you.

I meant post (type up) the POC on your forum thread so the forum can get stuck in on helping you to defend your claim.

Di

[shabisheek]

Re: PRA Group and CCJ's

Apologies Di I misunderstood,
POC as follows:
The claimant claims the sum of 4934.13 for debt and interest. On 29.06.06 the defendant entered into an agreement with MBNA for a credit card under reference xxxxxxxxxxxxxxxx. On 31.10.09 the defendant defaulted on the agreement with an outstanding balance of 4749.06. On 29.02.12 the debt of 4749.06 assigned to Aktiv Kapital Portfolio AS, Oslo Zug Branch, who itself assigned the debt to PRA Group (UK) Ltd on 31.12.14. Notices of assignment were sent to the defendant in accordance with S136 Law of Property Act 1925. Payments of 216.00 received up to 31.1.16 AND THE CLAIMANT CLAIMS 1. The sum of 4533.06 2. Statutory interest pursuant to Section 69 of the County Courts Act 1984 at a rate of 8.00% per annum from 31.1.16 to 20.2.17 401.07 and thereafter at a daily rate of 0.99 until judgement or sooner payment.
If I'm not able to defend my claim online through the Money Claim online website, how do I do it via email? I am being prompted to write something in the defence box before it will let me continue.
BTW all your help and advice is so much appreciated. Thankyou.

[charitynjw]

Re: PRA Group and CCJ's

[MENTION=98559]shabisheek[/MENTION]

As Di has posted, do not put anything in the 'defence' box.

Good Evening to you too Charity.

Is it safe to assume that you'll be taking over the Night Shift

Di

Lol!
Makes a change from my usual daze.

[shabisheek]

Re: PRA Group and CCJ's

Hi. Can someone please help. I have to submit my defence and I cant do it online as it is prompting me to write a defence before I can go any further. Can you explain how I submit via email and which sections of the form I need to fill out? Is states on the form, in bold type "if you fail to deny an allegation it may be taken that you admit it".

[MIKE770]

Re: PRA Group and CCJ's

what form are you on about?
Alloocation questionare??? goodness sake do not even try defence at this stage slow down it is too early for defence!


looks to me you are not at defence stage yet??? but acknowledging the claim on line - if so acknowledge where it says, then dispute all the claim? is that basically they are asking?

[shabisheek]

Re: PRA Group and CCJ's

I've been sent a County Court Claim Form which I am defending as I do not want a CCJ after working so hard since the recession to improve my credit rating (which is now near perfect). I have been advised on this forum to submit my defence without filling out the defence section. I therefore cant do it on the money claim online website as it is prompting me to fill out the defence section and I have been strongly advised here not write anything. I'm not sure what sections of the form I need to fill and as Im not able to do it online I have been advised on this forum to submit my defence via email, which I'm not sure how to do that either. I really need some help.

[MIKE770]

Re: PRA Group and CCJ's

First Steps read this 1st:-

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Re: PRA Group and CCJ's

@shabisheek

As Di has posted, do not put anything in the 'defence' box

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ccbcdefendants@hmcts.gsi.gov.uk
ccbcclaimants@hmcts.gsi.gov.uk
before you send anything from now on come on here 1st, chances as you are panicking you will trip up big time and they will get a CCJ by default or your own admission.

do yourself a favour

[shabisheek]

Re: PRA Group and CCJ's

Ok. So have I got this right? Firstly I need to acknowledge the claim online (to give me more time to seek advice to complete my defence). Then send a CCA request to the claimant and a CPR request to the claimants solicitors using the templates available on this forum? Once those letters have been sent off make a new thread on the forum and make a post titled the claimants name v my username then post the items as stated on the basic first steps advice page?

[shabisheek]

Re: PRA Group and CCJ's

......also on the CPR 31.14 request letter, what date do I put in here:

To enable me to file my defence and/or counterclaim, I require inspection of documents you mention in your statement of case ahead of filing my defence on XX XXXX 201X.

And, what documents do I list that are mentioned in the particulars of claim (as follows):

The claimant claims the sum of 4934.13 for debt and interest. On 29.06.06 the defendant entered into an agreement with MBNA for a credit card under reference xxxxxxxxxxxxxxxx. On 31.10.09 the defendant defaulted on the agreement with an outstanding balance of 4749.06. On 29.02.12 the debt of 4749.06 assigned to Aktiv Kapital Portfolio AS, Oslo Zug Branch, who itself assigned the debt to PRA Group (UK) Ltd on 31.12.14. Notices of assignment were sent to the defendant in accordance with S136 Law of Property Act 1925. Payments of 216.00 received up to 31.1.16 AND THE CLAIMANT CLAIMS 1. The sum of 4533.06 2. Statutory interest pursuant to Section 69 of the County Courts Act 1984 at a rate of 8.00% per annum from 31.1.16 to 20.2.17 401.07 and thereafter at a daily rate of 0.99 until judgement or sooner payment.

[shabisheek]

CPR 31.14 Request for Inspection of Documents

Can someone advise how I complete a CPR 31.14 request.

On the CPR 31.14 request letter, what date do I put in here:

To enable me to file my defence and/or counterclaim, I require inspection of documents you mention in your statement of case ahead of filing my defence on XX XXXX 201X.

Also, what documents do I list that are mentioned in the particulars of the claim as follows:The claimant claims the sum of 4934.13 for debt and interest. On 29.06.06 the defendant entered into an agreement with MBNA for a credit card under reference xxxxxxxxxxxxxxxx. On 31.10.09 the defendant defaulted on the agreement with an outstanding balance of 4749.06. On 29.02.12 the debt of 4749.06 assigned to Aktiv Kapital Portfolio AS, Oslo Zug Branch, who itself assigned the debt to PRA Group (UK) Ltd on 31.12.14. Notices of assignment were sent to the defendant in accordance with S136 Law of Property Act 1925. Payments of 216.00 received up to 31.1.16 AND THE CLAIMANT CLAIMS 1. The sum of 4533.06 2. Statutory interest pursuant to Section 69 of the County Courts Act 1984 at a rate of 8.00% per annum from 31.1.16 to 20.2.17 401.07 and thereafter at a daily rate of 0.99 until judgement or sooner payment.

Any advise would be very much appreciated.

Many thanks.

[MIKE770]

Re: PRA Group and CCJ's

CCA Request || CPR 31.14 Request | amend to suit i.e. only ask for items listed on the N1 court form for now that is all entitles to request at this stage!


send Recorded delivery

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acknowledge claim = defend all gives the time you need.

[Arcadian]

Re: CPR 31.14 Request for Inspection of Documents

"The Agreement" and "Notices of Assisgnment" are documents that are clearly mentioned in the POC.

[Diana M]

Re: PRA Group and CCJ's

Shabisheek unless I'm wrong you've started another thread on this claim here >

http://legalbeagles.info/forums/show...615#post714615

It may make sense for you keep everything in one place (same thread) in order to get the best help from the Beagles.

Ask @Kati if she can kindly merge your two threads.

Di

[shabisheek]

Re: PRA Group and CCJ's

Hi Di
Ok thanks will do.