Restons / Capquest Shop Direct Claim

[MIKE770]

Re: Restons / Capquest Shop Direct Claim

sults per page: 205010050010001500All (2000)
«1»

Capquest Mortgage Servicing Limited(Postcode: GU14 6FE)	CMS,CapQuest Mortgage Servicing,Capquest Secure,Capquest Mortgage Servicing Limited,McGregor Williams Limited	Firm	467051	Authorised
Capquest Debt Recovery Limited(Postcode: GU14 6FE)		Firm	721513	Authorised
Capquest Debt Recovery Limited(Postcode: GU51 2QQ)	Consumer Communications,Consumer Contact Centre,Bct;Capquest Secure;Capquest Connect,CDR,Financial Trace And Collections,F.T. & C.,F.T.C.,Callquest,Care Debt Recovery,Tracequest	Consumer Credit Interim	475757	IP issued
Capquest Investments Limited(Postcode: GU51 2QQ)	Capquest	Consumer Credit Interim	625156	Lapsed
Capquest Mortgage Servicing Limited(Postcode: GU51 2QQ)		Consumer Credit Interim	589722	Lapsed
Capquest Investments 2 Limited(Postcode: GU51 2QQ)		Consumer Credit Interim	625157	Lapsed

[nemesis45]

Re: Restons / Capquest Shop Direct Claim

@MIKE770

I did see this, but Arrow Global Limited 718754 don't have Capquest Listed as a trading name with the FCA, and Arrow Global Group doesn't exist on the FCA register.

Arrow Global acquired Capquest 2014 giving the a port folio of accounts £4 billion +

nem

[sytra]

Re: Restons / Capquest Shop Direct Claim

I don't understand this properly, all I can see is Capquest Investments Limited (the claimant) their FCA licence 625156 has lapsed, yes I see they state on their paperwork that they are administered by Arrow Global Limited licence number 718754 but from what the FCA said in their email Capquest should be registered as a trading name on the register which they are not. Not as far as I can see anyway, but I am only trying to figure things out as I go!

[MIKE770]

Re: Restons / Capquest Shop Direct Claim

hope you are not going to rely on this subject as a court argument??/

- - - Updated - - -

sults per page: 205010050010001500All (2000)
«1»

Capquest Mortgage Servicing Limited(Postcode: GU14 6FE)	CMS,CapQuest Mortgage Servicing,Capquest Secure,Capquest Mortgage Servicing Limited,McGregor Williams Limited	Firm	467051	Authorised
Capquest Debt Recovery Limited(Postcode: GU14 6FE)		Firm	721513	Authorised
Capquest Debt Recovery Limited(Postcode: GU51 2QQ)	Consumer Communications,Consumer Contact Centre,Bct;Capquest Secure;Capquest Connect,CDR,Financial Trace And Collections,F.T. & C.,F.T.C.,Callquest,Care Debt Recovery,Tracequest	Consumer Credit Interim	475757	IP issued
Capquest Investments Limited(Postcode: GU51 2QQ)	Capquest	Consumer Credit Interim	625156	Lapsed
Capquest Mortgage Servicing Limited(Postcode: GU51 2QQ)		Consumer Credit Interim	589722	Lapsed
Capquest Investments 2 Limited(Postcode: GU51 2QQ)		Consumer Credit Interim	625157	Lapsed

taken from this FCA site states interim licence

[sytra]

Re: Restons / Capquest Shop Direct Claim

No we have a defence sorted (kind of) just confused by the FCA licencing, and IF it gives more ammo then all well and good, the post above you say says interim licence is for Capquest Debt Recovery Ltd, the claim has been brought by Capquest Investments Ltd Lapsed

[MIKE770]

Re: Restons / Capquest Shop Direct Claim

see 32 above

[MIKE770]

Re: Restons / Capquest Shop Direct Claim

sure if it were a problem the Llp!s on here would of picked the subject up and used in court, but they have never reported on the said subject so it would suggest non competent issue?? just a thought!

[sytra]

Re: Restons / Capquest Shop Direct Claim

Fair do's, like i say I am learning bits and pieces as I go along, things have changed a lot since I last had to do anything like this.

[charitynjw]

Re: Restons / Capquest Shop Direct Claim

It would appear that the FCA are inviting you to send further info in order for them to investigate; if it were me, I would.

Your defence is not due until 12th Feb if the court claim issue date was 10th Jan.
(Actually, as 12th Feb is a Sunday, Monday 13th 4pm latest)

[nemesis45]

Re: Restons / Capquest Shop Direct Claim

I don't understand this properly, all I can see is Capquest Investments Limited (the claimant) their FCA licence 625156 has lapsed, yes I see they state on their paperwork that they are administered by Arrow Global Limited licence number 718754 but from what the FCA said in their email Capquest should be registered as a trading name on the register which they are not. Not as far as I can see anyway, but I am only trying to figure things out as I go!

The FCA changed the way the company licences are allocated.

Capquest was acquired by AG in 2014, and act as an " Authorised Representative" of AG. So Capquest is covered by AG's licence.

There's a few errors in the " interim " register the FCA take over of the OFT's functions is still a long process.

nem

I think you should not let this overtake the fact you have a claim issued against you.

[sytra]

Re: Restons / Capquest Shop Direct Claim

[MENTION=55034]nemesis45[/MENTION]
Don't worry, it's just a little thing I didn't know at the time if it was important or not, as has been pointed out its pretty insignificant.

As for the claim, Restons have until monday to comply with my 2nd CPR 31.14 request, so can't do too much till next week. Draft defence is done and ready to be amended if needed, all I can do now is try and figure out anything else I can fire off at them.

[charitynjw]

Re: Restons / Capquest Shop Direct Claim

It is wise to wait until closer to the deadline before filing your defence in case they do respond, &/or go for the extension.

Have you ever SAR'd SDFS?

[nemesis45]

Re: Restons / Capquest Shop Direct Claim

@nemesis45
Don't worry, it's just a little thing I didn't know at the time if it was important or not, as has been pointed out its pretty insignificant.

As for the claim, Restons have until monday to comply with my 2nd CPR 31.14 request, so can't do too much till next week. Draft defence is done and ready to be amended if needed, all I can do now is try and figure out anything else I can fire off at them.

I would not put much importance on the CPR request tbh it's the agreement not being provided that renders the debt unenforceable ( until an agreement or an reconstituted one is supplied)

nem

[sytra]

Re: Restons / Capquest Shop Direct Claim

[MENTION=5553]charitynjw[/MENTION] Yes SAR SD according to them only 1 agreement with SDFS, acc was sold as SDFS and Capquest reference SDFS in all but the latest letters. No mention in the logs of any assignment apart from at the end to Capquest. We are not filing the defence until saturday 11th (this way if we cant get online highly likely where we live, it can be posted by special delivery)

[MENTION=55034]nemesis45[/MENTION] I only did a 2nd CPR as they "claimed" like usual that they didn't mention the contract or assignment in the poc.

[sytra]

Re: Restons / Capquest Shop Direct Claim

From what we have read on various threads and true to form Reston's have not responded to either of the CPR 31 requests, nor asked for more time to receive documents and file a defence, so looks as though the defence is going to be posted via mcol friday after 4pm, that way if for some reason we can't get online (the benefits or disadvantages of living in the middle of nowhere) it can be posted first thing Sat special delivery.