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Hi everyone :santa_smiley:
Im new here and i need some advice as totally lost now in what to do .
Story is i received a court summons ON 5 December 2016 ie.county court business centre katherine house from Lowell debt collection for a T Mobile bill going back some years.
I filed acknowledgment online and im defending in full.
so far i have took the advice of sending a £1 p/o requesting more evidence/proof of contracts agreements etc
Today i received a response back stating that under the consumer credit act 1974 there is no statutory requirements to complete and sign an agreement document in order to obtain a mobile account as such.
so basically accounts of this type ie.. mobile contracts they dont have to provide evidence and the binding contract is when you actually insert the sim card into the phone!
Along with that they sent a statement from T Mobile with the mobile number on and my name etc it was a final bill with the amount on that is owed , and all the charges. No break down on any texts, calls that were made from the phone.
Now i feel pretty much stuck and i dont know what my next move is.
I would appreciate some help on what my next move is also i want to add the letter that i received today with al the above was actually not from Lowells it was from a company called
LUCAS CREDIT SERVICES!!!! i take it this is a 3rd party they have got involved .
Thanks for time with any help advice anyone can give me
Im new here and i need some advice as totally lost now in what to do .
Story is i received a court summons ON 5 December 2016 ie.county court business centre katherine house from Lowell debt collection for a T Mobile bill going back some years.
I filed acknowledgment online and im defending in full.
so far i have took the advice of sending a £1 p/o requesting more evidence/proof of contracts agreements etc
Today i received a response back stating that under the consumer credit act 1974 there is no statutory requirements to complete and sign an agreement document in order to obtain a mobile account as such.
so basically accounts of this type ie.. mobile contracts they dont have to provide evidence and the binding contract is when you actually insert the sim card into the phone!
Along with that they sent a statement from T Mobile with the mobile number on and my name etc it was a final bill with the amount on that is owed , and all the charges. No break down on any texts, calls that were made from the phone.
Now i feel pretty much stuck and i dont know what my next move is.
I would appreciate some help on what my next move is also i want to add the letter that i received today with al the above was actually not from Lowells it was from a company called
LUCAS CREDIT SERVICES!!!! i take it this is a 3rd party they have got involved .
Thanks for time with any help advice anyone can give me
