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Lowell court summons ...whats the next step ?

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  • Lowell court summons ...whats the next step ?

    Hi everyone :santa_smiley:

    Im new here and i need some advice as totally lost now in what to do .

    Story is i received a court summons ON 5 December 2016 ie.county court business centre katherine house from Lowell debt collection for a T Mobile bill going back some years.
    I filed acknowledgment online and im defending in full.
    so far i have took the advice of sending a £1 p/o requesting more evidence/proof of contracts agreements etc

    Today i received a response back stating that under the consumer credit act 1974 there is no statutory requirements to complete and sign an agreement document in order to obtain a mobile account as such.
    so basically accounts of this type ie.. mobile contracts they dont have to provide evidence and the binding contract is when you actually insert the sim card into the phone!


    Along with that they sent a statement from T Mobile with the mobile number on and my name etc it was a final bill with the amount on that is owed , and all the charges. No break down on any texts, calls that were made from the phone.

    Now i feel pretty much stuck and i dont know what my next move is.
    I would appreciate some help on what my next move is also i want to add the letter that i received today with al the above was actually not from Lowells it was from a company called
    LUCAS CREDIT SERVICES!!!! i take it this is a 3rd party they have got involved .

    Thanks for time with any help advice anyone can give me
    Tags: None

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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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