Link/MBNA - delay due to house move

[bijim]

Re: Link/MBNA - delay due to house move

Did they?

Di

Nope - the post just arrived and nothing!

- - - Updated - - -

Well Done! bijim.

nem

Thank you 😊

[bijim]

Re: Link/MBNA - delay due to house move

Shall I submit as is?

[bijim]

Re: Link/MBNA - delay due to house move

Update - I have submitted. I'm worried in case I can't get it done later.

Thank you all for your help, you've been fantastic, I'd have buried my head in the sand if it weren't for this site.

[charitynjw]

Re: Link/MBNA - delay due to house move

It looked fine to me, bijim.

[bijim]

Re: Link/MBNA - delay due to house move

Reply from Kearns today. No paperwork enclosed. Dated 9th January 2017.

We write further to your correspondence dates the 24/12/2016, received 03/01/2017.

In order to provide the documents requested we require time to acquire, compile papers and forward them to you.

We confirm that your letter has crossed with a request that has been filed at Court for a Judgment to be entered in default of you filing a defence to the claim.

We are however instructed to stay enforcement of the Judgment, should it have been approved, pending you being provided with copies of the documents requested.

Following receipt of the documents you will be required to negotiate payment of the debt.

If you wish to discuss, blah blah.

[charitynjw]

Re: Link/MBNA - delay due to house move

Hi [MENTION=84678]bijim[/MENTION]

Give the court a ring to make sure your defence has been accepted & filed.

[bijim]

Re: Link/MBNA - delay due to house move

Hi @bijim

Give the court a ring to make sure your defence has been accepted & filed.

It's on the moneyclaim page but should I double-check?

[charitynjw]

Re: Link/MBNA - delay due to house move

It's on the moneyclaim page but should I double-check?

Lol!

I probably would, being paranoid!
However, if it shows on MCOL, it's probably cushty.

[Diana M]

Re: Link/MBNA - delay due to house move

Reply from Kearns today. No paperwork enclosed. Dated 9th January 2017.

We write further to your correspondence dates the 24/12/2016, received 03/01/2017.

In order to provide the documents requested we require time to acquire, compile papers and forward them to you.

We confirm that your letter has crossed with a request that has been filed at Court for a Judgment to be entered in default of you filing a defence to the claim.

We are however instructed to stay enforcement of the Judgment, should it have been approved, pending you being provided with copies of the documents requested.

Following receipt of the documents you will be required to negotiate payment of the debt
.

Really? Required by whom may I ask?

You're not going to negotiate you're going to litigate

At least earlier in their letter they admit they haven't got the documents. Let's see what they come up with once they've tried to "acquire, compile and forward" them to you.

I presume they're referring to your CPR 31.14 Request since Link has already told you they're not even going to deal with your s.78 CCA Request.

Hopefully this state of confusion (on their end) will carry on while you sit back until it's time to file your Defence.

Di

[bijim]

Re: Link/MBNA - delay due to house move

Thank you both - sorry I haven't been well to reply. I've had confirmation of my defence from the court and also an email from them today confirming that there is no judgment on this case. They are awaiting the other party's response.

Di - thank you, you made me see the lighter side of the obnoxious letters that Kearns like to send out! I'm surprised that both link and kearns are so unprofessional, without this forum I would presume that the judgement is a done deed and give up.