Tweet
Received a claim? Yes
Issue Date: 8/12/2016
Amount approx: 8726
Claimant: Link Financial
Solicitor: Kearns
Original Creditor: MBNA
Particulars of Claim: Please type out in full excluding names/account numbers
The claimant claims the whole of the outstanding balance due and payable under an agreement referenced xxxxx and opened effective from 18/07/2006. The agreement is regulated by the consumer credit act 1975, which was signed by the Defendant and from which credit was extended to the Defendant. The Defendant failed to make payment as was required and by 31/05/2008 a default was recorded. As at 19/06/2008 the Defendant owed MBNA Ltd the sum of 9270. By an agreement in writing the benefit of the debt has been legally assigned to the Claimant effective 19/06/2008 and made regular upon the Claimant serving a Notice of Assignment upon the Defendant shortly thereafter. And the claimant claims - 1. 7090 2. Interest pursuant to Section 69 County Court Act (1984) at a rate of 8% per Annum from 25/8/2014 to 07/12/2016 of 1226 and thereafter at a daily rate of 1.48 to date of judgment or sooner payment. Date 7/12/2016.
Is the debt Statute Barred? No idea sorry
List any letters you have sent: Filed Acknowledgement of Service this morning
Any Other Info: Only just received as I moved house last month, so a delay in reaching my new address.
They enclosed a statement with a completely different figure - 6990. Statement number 016.
I have bipolar and had some debts which were partially paid through Stepchange until a relapse of my illness just over two years ago. I have no idea whether this was part of that plan, or what I owe or don't owe. Kearns/Link tried to claim £7k of other debt back in June of this year which they dismissed at court last month after not being able to provide evidence of the debt.
I have started the CPR and CCA Request letters but am very worried as I am so far into the timescale and with the Bank Holidays etc it will be time for my defence before I have any info. I can get to the PO today with those if it's open but want to also double-check about the documents to ask for - I think it's the following but any advice on this or anything much appreciated, I am feeling quite panicked over this right now. Thank you in advance.
1. Agreement
2. Default Notice
3. Assignment
Issue Date: 8/12/2016
Amount approx: 8726
Claimant: Link Financial
Solicitor: Kearns
Original Creditor: MBNA
Particulars of Claim: Please type out in full excluding names/account numbers
The claimant claims the whole of the outstanding balance due and payable under an agreement referenced xxxxx and opened effective from 18/07/2006. The agreement is regulated by the consumer credit act 1975, which was signed by the Defendant and from which credit was extended to the Defendant. The Defendant failed to make payment as was required and by 31/05/2008 a default was recorded. As at 19/06/2008 the Defendant owed MBNA Ltd the sum of 9270. By an agreement in writing the benefit of the debt has been legally assigned to the Claimant effective 19/06/2008 and made regular upon the Claimant serving a Notice of Assignment upon the Defendant shortly thereafter. And the claimant claims - 1. 7090 2. Interest pursuant to Section 69 County Court Act (1984) at a rate of 8% per Annum from 25/8/2014 to 07/12/2016 of 1226 and thereafter at a daily rate of 1.48 to date of judgment or sooner payment. Date 7/12/2016.
Is the debt Statute Barred? No idea sorry
List any letters you have sent: Filed Acknowledgement of Service this morning
Any Other Info: Only just received as I moved house last month, so a delay in reaching my new address.
They enclosed a statement with a completely different figure - 6990. Statement number 016.
I have bipolar and had some debts which were partially paid through Stepchange until a relapse of my illness just over two years ago. I have no idea whether this was part of that plan, or what I owe or don't owe. Kearns/Link tried to claim £7k of other debt back in June of this year which they dismissed at court last month after not being able to provide evidence of the debt.
I have started the CPR and CCA Request letters but am very worried as I am so far into the timescale and with the Bank Holidays etc it will be time for my defence before I have any info. I can get to the PO today with those if it's open but want to also double-check about the documents to ask for - I think it's the following but any advice on this or anything much appreciated, I am feeling quite panicked over this right now. Thank you in advance.
1. Agreement
2. Default Notice
3. Assignment
Comment