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Hoist Vs Pandamonia

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  • Hoist Vs Pandamonia

    Starting a new thread regarding this court claim.

    £8k debt which they say is now £13k based on 8% interest im 90% sure they legally cant add due to it being a regulated debt.

    Defence Filed. CCA and CPR requested and no response. Pre 2007 CCA credit card. Sold to MKDP then sold to HOIST.

    SB in Jan and default falls off in Feb.
    Tags: None

  • #2
    Re: Hoist Vs Pandamonia

    Can you post up (type out) the Particulars of Claim so it's clear what reasons they are giving the court which makes them feel they are entitled to claim this debt.

    That's the starting point with any claim.

    The Claimant has to prove their claim.

    What stage have these legal proceedings reached? Hearing date?

    Has this £13k claim been allocated to the Fast Track (since it's over £10k) or was it suppressed (by consent with you) so allocated to the Small Claims Court to avoid any costs consequences if they lose?

    Lots to discuss

    Di

    Comment


    • #3
      Re: Hoist Vs Pandamonia

      Ill have to dig out the paperwork but its essentially just your typical claim for money owed to Barclay Card which they bought from MKDP. Its gone to the fast track i think and they have been granted 30 days stay but they have not paid the hearing fee yet. I got the letter saying that this is now a defended claim etc.

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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