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Ccj lowell portfolio 1 ltd

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  • #16
    Re: Ccj lowell portfolio 1 ltd

    Hi,

    So I sent my defence now with the help you've all given. I typed my name in so hope that was ok.

    what happens now?

    many, many thanks too

    Comment

    • #17
      Re: Ccj lowell portfolio 1 ltd

      Originally posted by joga6970 View Post
      Hi,

      So I sent my defence now with the help you've all given. I typed my name in so hope that was ok.
      If sent via MCOL that should be fine.
      You can phone the court just to make absolutely certain it has been received & accepted.

      what happens now?

      many, many thanks too
      I would SAR Vanquis.

      http://legalbeagles.info/forums/show...ur-information

      That way, if Lowells &/or the solicitors do respond to your requests, you have will have copies from the original lender in order to make comparison.

      Data Controller: Vanquis Bank Limited
      Address:
      1 Godwin Street
      Bradford
      BD1 2SU
      CAVEAT LECTOR

      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

      You and I do not see things as they are. We see things as we are.
      Cohen, Herb

      There is danger when a man throws his tongue into high gear before he
      gets his brain a-going.
      Phelps, C. C.

      "They couldn't hit an elephant at this distance!"
      The last words of John Sedgwick

      Comment

      • #18
        Re: Ccj lowell portfolio 1 ltd

        Originally posted by charitynjw View Post
        I would SAR Vanquis.

        http://legalbeagles.info/forums/show...ur-information

        That way, if Lowells &/or the solicitors do respond to your requests, you have will have copies from the original lender in order to make comparison.

        Data Controller: Vanquis Bank Limited
        Address:
        1 Godwin Street
        Bradford
        BD1 2SU
        Thank you for your help.

        What happens in regards to the court now?

        Comment

        • #19
          Re: Ccj lowell portfolio 1 ltd

          Originally posted by joga6970 View Post
          Thank you for your help.

          What happens in regards to the court now?
          It also says my defence was reviewed yesterday morning at 8am

          Comment

          • #20
            Re: Ccj lowell portfolio 1 ltd

            Originally posted by joga6970 View Post
            Thank you for your help.

            What happens in regards to the court now?
            Originally posted by joga6970 View Post
            It also says my defence was reviewed yesterday morning at 8am
            If you mean received, you normally get notification that it is a defended claim, the defence has been sent to the other party & they have 28 days to reply.
            CAVEAT LECTOR

            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb

            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.

            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick

            Comment

            • #21
              Re: Ccj lowell portfolio 1 ltd

              Originally posted by charitynjw View Post
              If you mean received, you normally get notification that it is a defended claim, the defence has been sent to the other party & they have 28 days to reply.
              Hi, just checked with money claim and nothing has happened since it says my defence was received on 29/11/16, any idea what happens now?

              thanks

              Comment

              • #22
                Re: Ccj lowell portfolio 1 ltd

                Originally posted by joga6970 View Post
                Hi, just checked with money claim and nothing has happened since it says my defence was received on 29/11/16, any idea what happens now?

                thanks
                Hi joga

                Possibly 'stayed', though Xmas & New year hols may affect things.
                Give the court a phone call to check the current status of the claim.
                CAVEAT LECTOR

                This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                You and I do not see things as they are. We see things as we are.
                Cohen, Herb

                There is danger when a man throws his tongue into high gear before he
                gets his brain a-going.
                Phelps, C. C.

                "They couldn't hit an elephant at this distance!"
                The last words of John Sedgwick

                Comment

                • #23
                  Re: Ccj lowell portfolio 1 ltd

                  Originally posted by charitynjw View Post
                  Hi joga

                  Possibly 'stayed', though Xmas & New year hols may affect things.
                  Give the court a phone call to check the current status of the claim.

                  Hi,

                  just spoke to to court and it was stayed on the 3rd of January and I was told not do do anything for now unless I hear from the court or the claimant.

                  what will I hear if anything?

                  also can this be removed from my credit report if nothing further happens?

                  thanks again everyone for the help on this matter

                  Comment

                  • #24
                    Re: Ccj lowell portfolio 1 ltd

                    stays on CRA

                    Comment

                    • #25
                      Re: Ccj lowell portfolio 1 ltd

                      Hi,

                      thanks i assume CRA is credit report? So it will always affect me getting any further credit if needed?

                      Comment

                      • #26
                        Re: Ccj lowell portfolio 1 ltd

                        stays for 6 years unless in scotland 5 years, it has to be a true entry of fact, regardless enforceable or not!

                        Comment

                        • #27
                          Re: Ccj lowell portfolio 1 ltd

                          Originally posted by joga6970 View Post
                          Hi,

                          just spoke to to court and it was stayed on the 3rd of January and I was told not do do anything for now unless I hear from the court or the claimant.
                          I thought that might be the case.

                          what will I hear if anything?
                          Unless they pay £255 to lift the stay it will remain in limbo.
                          Whether or not they do so is a commercial decision for them.

                          also can this be removed from my credit report if nothing further happens?
                          Atm, no. (But if it is inaccurate you can challenge it)
                          Reporting to CRAs is not considered to be 'enforcement'

                          thanks again everyone for the help on this matter
                          ####
                          CAVEAT LECTOR

                          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                          You and I do not see things as they are. We see things as we are.
                          Cohen, Herb

                          There is danger when a man throws his tongue into high gear before he
                          gets his brain a-going.
                          Phelps, C. C.

                          "They couldn't hit an elephant at this distance!"
                          The last words of John Sedgwick

                          Comment

                          • #28
                            Re: Ccj lowell portfolio 1 ltd

                            Thanks for replying.

                            Sorry to sound thick but what does reporting to CRA's is not considered to be enforcement?

                            Thanks again - all so helpful

                            Comment

                            • #29
                              Re: Ccj lowell portfolio 1 ltd

                              might not be enforceable but it still exist

                              Comment

                              • #30
                                Re: Ccj lowell portfolio 1 ltd

                                Originally posted by MIKE770 View Post
                                might not be enforceable but it still exist
                                Thanks Mike - sorry again so do you know if it exists will it effect your credit rating in the future as I'm trying to improve me credit file at the moment but see it on there and worry it's the only thing I can't improve

                                Comment

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