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Reston/Arrow/MBNA V 1vinnie.

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  • #91
    Re: Reston/Arrow/MBNA V 1vinnie.

    Hi Vinnie

    Could it be any worse than the copy that you posted the other week?, lol.

    Illegible, no T&Cs, so imho, unenforceable.
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment

    • #92
      Re: Reston/Arrow/MBNA V 1vinnie.

      Hello.

      I have the 2 bits of what i got in the post yesterday attatched now so you can see what the "new" CCA looks like.
      This is all i got in the post, not T&C's, nothing on the backs of the letters and nothing else.
      I will have to wait and see what happens after i dont respond to their 14 day settlement threat.
      Attached Files

      Comment

      • #93
        Re: Reston/Arrow/MBNA V 1vinnie.

        Hi 1vinnie

        Imho, Miss Armstrong, Trainee Solicitor, needs a bit more training.
        It's still illegible, still no T&Cs, still unenforceable.

        http://www.legislation.gov.uk/uksi/1...ulation/2/made
        Legibility of notices and copy documents and wording of prescribed Forms

        2.—(1) The lettering in every notice in a Form prescribed by these Regulations and in every copy of an executed agreement, security instrument or other document referred to in the Act and delivered or sent to a debtor, hirer or surety under any provision of the Act shall, apart from any signature, be easily legible and of a colour which is readily distinguishable from the colour of the paper.
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment

        • #94
          Re: Reston/Arrow/MBNA V 1vinnie.

          come on she does try!!!!!!!!!!!!!!!!!! hope she never succeeds lol
          • 1 thank

          Comment

          • #95
            Re: Reston/Arrow/MBNA V 1vinnie.

            come on she doe try!!!!!!!!!!!!!!!!!! hope she never succeeds lol
            Yes she does.
            If she does succeed i hope it's not on my bloody case.
            • 1 thank

            Comment

            • #96
              Re: Reston/Arrow/MBNA V 1vinnie.

              Originally posted by 1vinnie View Post
              Good morning all.

              I got a letter from Restons this morning.
              There was a badly photo-copied CCA/agreement which i the same as the one i got from Arrow 3/4 weeks ago but this one must have been a copy of the copy.
              It is very hard to read it. It is still just one page and no T & C's with it.
              Restons say i clearly took out this CCA and now pay up.
              Looking at the paper which has confussed me for months is that the card i took out was from Alliance and Leicester and not MBNA which the POC state the agreement is with.
              I know MBNA took over A&L credit cards a few years back but will that be of any help to me?
              I will try an get a copy of the letter up on here today.
              Good morning,

              From what you say the " agreement " does not meet the requirements of VVA 1974.

              nem

              Comment

              • #97
                Re: Reston/Arrow/MBNA V 1vinnie.

                Originally posted by nemesis45 View Post
                Good morning,

                From what you say the " agreement " does not meet the requirements of VVA 1974.

                nem
                VVA 1974. = CCA1974 - Nems been painting gain? lol
                • 1 thank

                Comment

                • #98
                  Re: Reston/Arrow/MBNA V 1vinnie.

                  Good morning,

                  From what you say the " agreement " does not meet the requirements of VVA 1974.

                  nem
                  In my post#83 there is a copy of the CCA that i was sent from Arrow. It says agreement at the top but the one i got from Restons has other bits at the top like letters/numbers about my account so i left them out.
                  I think the copy has been copied lots of times as its very hard to read and thanks for telling me that it doesn't meet the CCA1974(VVA1974) so i will wait for their next letter in 2 weeks asking for me to pay them.
                  • 1 thank

                  Comment

                  • #99
                    Re: Reston/Arrow/MBNA V 1vinnie.

                    Originally posted by MIKE770 View Post
                    VVA 1974. = CCA1974 - Nems been painting gain? lol
                    It's the bloody prosthetic fingers and damaged nerves not doing what I need them to do Mike.
                    • 2 likes

                    Comment

                    • #100
                      Re: Reston/Arrow/MBNA V 1vinnie.

                      Hi vinnie. any more news ? I have had the same court letter today from arrow

                      Comment

                      • #101
                        Re: Reston/Arrow/MBNA V 1vinnie.

                        Hi vinnie. any more news ? I have had the same court letter today from arrow
                        I have had nothing from Arrow or Restons but i am expecting a Christmas letter from Restons in a day or two as they said if i dont contact them within 14 days with a settlement offer then they will continue to CCJ me.

                        Comment

                        • #102
                          Re: Reston/Arrow/MBNA V 1vinnie.

                          Hello.

                          It has been a while since i had anything to write in my thread.
                          This weekend i got a letter from Rest and it was a "without prejudice" letter waying they are still trying to get the docs fron the client but the client has told them if i pay £3600 now which is a 25% discount on the claim total they will mark my file as partilly settled and they will NOT come after me for the rest.
                          It looks like it have to go to court as i cant afford to pay £3600 and most i could pay is about £750 which they wont accept that will they?

                          I hope you all are keeping well.
                          Last edited by 1vinnie; 31st July 2017, 10:15:AM. Reason: Missed a bit out.
                          • 1 thank

                          Comment

                          • #103
                            Re: Reston/Arrow/MBNA V 1vinnie.

                            ........and they will come after me for the rest.
                            Doesn't sound like much of a deal to me!
                            CAVEAT LECTOR

                            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                            You and I do not see things as they are. We see things as we are.
                            Cohen, Herb

                            There is danger when a man throws his tongue into high gear before he
                            gets his brain a-going.
                            Phelps, C. C.

                            "They couldn't hit an elephant at this distance!"
                            The last words of John Sedgwick

                            Comment

                            • #104
                              Re: Reston/Arrow/MBNA V 1vinnie.

                              Originally posted by charitynjw View Post
                              Doesn't sound like much of a deal to me!
                              = Equates to A Deal or No Deal!!!!!

                              at any stage if took up the deal would be pay so and so, then you would state confirm that any balance would not be sold on, not rely on them saying they would not chace - get the drift//
                              • 1 thank

                              Comment

                              • #105
                                Re: Reston/Arrow/MBNA V 1vinnie.

                                ........and they will come after me for the rest. Doesn't sound like much of a deal to me!
                                I have edited my post as i missed out the "will NOT come after me for the rest".
                                Sorry for that.
                                Last edited by 1vinnie; 31st July 2017, 14:23:PM. Reason: Missed a word out.
                                • 1 thank

                                Comment

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