ccj set aside help

[Les-looking]

Re: ccj set aside help

Just another question re something the judge said and I may have been a bit misleading in my early posts, the original agreement or taking out of the card was 2004, so obviously the default was after that but as I mentioned was certainly over 6 six years ago,

so my question if I send for the cca will they only supply me with the date I took the card out or will they also supply details of when card was last used or payment made, if not any ideas where I can get that info from? Thanks again

[nemesis45]

Re: ccj set aside help

Just another question re something the judge said and I may have been a bit misleading in my early posts, the original agreement or taking out of the card was 2004, so obviously the default was after that but as I mentioned was certainly over 6 six years ago,

so my question if I send for the cca will they only supply me with the date I took the card out or will they also supply details of when card was last used or payment made, if not any ideas where I can get that info from? Thanks again

A CCA request is specific for the agreement and a current statement of the account.

Information such as you mention would have to be obtained from the card provider, either by making a Subject Access Request under the provisions of the Data Protection Act 1998 or you could try phoning the card provider and asking if they can provide the information.

Creditors only have to store data for 6 years after the account was closed.

nem

[Les-looking]

Re: ccj set aside help

A CCA request is specific for the agreement and a current statement of the account.

Information such as you mention would have to be obtained from the card provider, either by making a Subject Access Request under the provisions of the Data Protection Act 1998 or you could try phoning the card provider and asking if they can provide the information.

Creditors only have to store data for 6 years after the account was closed.

nem

thanks for that, sorry for all the questions do I send the request for CCA to Cabot or their solicitors just want to make sue I make good the time I have.

[nemesis45]

Re: ccj set aside help

thanks for that, sorry for all the questions do I send the request for CCA to Cabot or their solicitors just want to make sue I make good the time I have.

CCA to Cabot as the claimant. CPR to solicitors.

nem

[Les-looking]

Re: ccj set aside help

CCA to Cabot as the claimant. CPR to solicitors.

nem

Thank you:stars:

[Debt Camel]

Re: ccj set aside help

It sounds as though you have everything about to get underway.

I just wanted to make a small point:

It sounds like they are trying to get you to admit that you owe them the money which will of course reset the clock if you acknowledge the debt is owed..

You don't need to worry about this. If it is statute barred, then nothing you say now can reset the clock and mean that it is not statute barred.

[R0b]

Re: ccj set aside help

It sounds as though you have everything about to get underway.

I just wanted to make a small point:



You don't need to worry about this. If it is statute barred, then nothing you say now can reset the clock and mean that it is not statute barred.

Yes you are right if it is indeed statute barred

[Les-looking]

Re: ccj set aside help

Thanks again to you both, I have spent about an hour on the phone to capital one I knew my old phone number, post code etc but not card number, and eventually I was told as debt has been sold to Cabot they had no information, so doubt me sending any application to them with get me any further, I was told to ring Cabot :taunt:that won't be happening.