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Small claims summons 1a Scotland Cabot - please can someone help

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  • #1

    Small claims summons 1a Scotland Cabot - please can someone help

    Hi

    sorry I posted this in the welcome section by accident.

    I wonder if someone can give me some help as I am really upset and don't know where to turn.

    Not sure how much I should post on a public forum, (I've read the info about adding dates etc but not sure if Scotland is the same) so I will keep it brief but can give more info if needed.

    Sheriffs officers served a small claims court summons regarding a debt that Cabot have bought.

    I have been instructed to complete a form giving information regarding my intentions and to return completed form.

    I have had no communication prior to this summons.

    many thanks in advance
    Tags: None
  • #2
    Re: Small claims summons 1a Scotland Cabot - please can someone help

    Just like to add that I've been reading advice on this forum (for most of the night!) but really don't know where to start. There's some really helpful posts but nothing that I've been able to relate exactly to my situation.

    I think I've to request more information from Cabot such as the original agreement but can't find the correct letter templates (maybe something to do with my head being in such a mess). Don't want to do anything that could potentially make this worse, but know I've to respond soon.

    I'd be extremely grateful for any advice

    Comment

    • #3
      Re: Small claims summons 1a Scotland Cabot - please can someone help

      Originally posted by drowningindebt View Post
      Hi

      sorry I posted this in the welcome section by accident.

      I wonder if someone can give me some help as I am really upset and don't know where to turn.

      Not sure how much I should post on a public forum, (I've read the info about adding dates etc but not sure if Scotland is the same) so I will keep it brief but can give more info if needed.

      Sheriffs officers served a small claims court summons regarding a debt that Cabot have bought.

      I have been instructed to complete a form giving information regarding my intentions and to return completed form.

      I have had no communication prior to this summons.

      many thanks in advance
      Good morning, welcome to LB,

      You can post a copy of the summons after removing all personal information/ claim number i.e anything that identifies you.

      Do you recognise the alleged debt?
      Who was the original creditor?
      What type of account was this?

      nem
      How much is owed?
      Do you know the default date/ or date of last payment/acknowledgment of the debt?

      Comment

      • #4
        Re: Small claims summons 1a Scotland Cabot - please can someone help

        Hi

        Thanks for your reply

        Amount pursued is for £2350 with interest of 8% and relates to an overdraft debt on a Halifax current account. the overdraft was requested online.

        default date is April 2013, last acknowledgment and payment was approx July 2012. although the document states that last payment was April 2013, which is incorrect.

        Comment

        • #5
          Re: Small claims summons 1a Scotland Cabot - please can someone help

          Originally posted by drowningindebt View Post
          Hi

          Thanks for your reply

          Amount pursued is for £2350 with interest of 8% and relates to an overdraft debt on a Halifax current account. the overdraft was requested online.

          default date is April 2013, last acknowledgment and payment was approx July 2012. although the document states that last payment was April 2013, which is incorrect.
          No mileage in the status of the debt in regards to limitations then.

          Have you acknowledged /responded to the summons?

          I am not very familiar with the Scottish Civil Law procedures I will see if anyone with more knowledge than I can help further.

          nem

          Comment

          • #6
            Re: Small claims summons 1a Scotland Cabot - please can someone help

            No I've not acknowledged or responded to the summons yet but understand I will have to do so.

            Thanks again for replying.

            Comment

            • #7
              Re: Small claims summons 1a Scotland Cabot - please can someone help

              Hi, can anyone help?

              Comment

              • #8
                Re: Small claims summons 1a Scotland Cabot - please can someone help

                Originally posted by drowningindebt View Post
                Hi, can anyone help?
                I am trying to find someone with relevant knowledge for you.

                I think you should acknowledge service of the summons and intention to defend.
                [MENTION=6]Amethyst[/MENTION] any ideas please.

                nem
                • 1 thank

                Comment

                • #9
                  Re: Small claims summons 1a Scotland Cabot - please can someone help

                  Thank you

                  Comment

                  • #10
                    Re: Small claims summons 1a Scotland Cabot - please can someone help

                    https://www.nationaldebtline.org/S/f...s/Default.aspx
                    CAVEAT LECTOR

                    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                    You and I do not see things as they are. We see things as we are.
                    Cohen, Herb

                    There is danger when a man throws his tongue into high gear before he
                    gets his brain a-going.
                    Phelps, C. C.

                    "They couldn't hit an elephant at this distance!"
                    The last words of John Sedgwick
                    • 2 likes

                    Comment

                    • #11
                      Re: Small claims summons 1a Scotland Cabot - please can someone help

                      Hi, thanks for replying. As far as I'm aware statute barred doesn't apply yet.

                      Comment

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