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CCJs and debt collection for same on credit report

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  • CCJs and debt collection for same on credit report

    I have 2 CCjs dated 03/2010 and 04/2010 for amounts 15k and 10k respectively.

    Below that I have Lowell debts for similar but higher amounts - 1k and 300 pounds added to each in turn.

    These are dated 03/12 and 08/10 as their default dates.

    Question is this - should my debt be appearing twice on my credit report?
    Tags: None

  • #2
    Re: CCJs and debt collection for same on credit report

    It is normal that a CCJ will appear twice, one in the CCJ section and once in the debts section. But the default date on the debt should be before the date of the CCJ.

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    • #3
      Re: CCJs and debt collection for same on credit report

      Thanks for the reply.

      If Lowell had purchased the debt after the CCJ was administered and they couldn't contact me, would they then set the debt as default on their account?

      Comment

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