Claim form received from county court

[MIKE770]

Re: Claim form received from county court

do not go to court - been dismissed.

[nemesis45]

Re: Claim form received from county court

Hi everyone update on the case. I received a court case date for the 20th of October 2016. I was fully prepared to go to court to defend stating no information received, however I have received a letter today; a general form of judgement or order to say the claimant failed to pay their small claims hearing fee of £335 therefore the judge has ruled the claim be struck out and the small claims hearing listed be vacated.

What does this mean? Is it finished and hoist cannot claim for this debt again. Is there any way I can make sure this debt cannot be pursued by any debt company if it's sold on and they try the court route again.

Any advice appreciated.

The claim has been struck out as the hearing fee was not paid I guess Hoist realised that there was little prospect of success.

There is no judgement on the debt though, is this on your credit files?

nem

[Helpneeded2016]

Re: Claim form received from county court

Hi, yes it does show on my credit file.

[nemesis45]

Re: Claim form received from county court

Hi, yes it does show on my credit file.

Is the default near the six year cut off point.

nem

[Helpneeded2016]

Re: Claim form received from county court

Hi, default was April 2013 according to credit report.

[nemesis45]

Re: Claim form received from county court

Hi, default was April 2013 according to credit report.

So a long time to go before it's removed,

Early in the thread you mention the card may have been opened fraudulently, have you looked further into this?

My thought is to a Subject Access Request under the Data Protection Act 1998, to BC it requires them to provide all the personal data they hold on you regarding all/any accounts you have had with them. There's a £10 statutory fee to pay but I think it may be worth it.

nem