Section 75 Claim - Consumer Credit Act 1974 (as amended)

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Joined: Sep 2015

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7th June 2017, 08:02:AM

Re: Section 75 Claim - Consumer Credit Act 1974 (as amended)

Thanks R0b. What is the process for me to issue an Letter before Action against the CC Co. regarding the s. 75 claim?
I have formally refused the FOS Ombudsman Final Decision, so that it is not binding regarding a "single item". The whole basis of the CC Co. s. 75 refusal is on the basis that the claim is not within the £100 - £30k limit.

I note there is some other LB forum discussion about cases which have gone to County Court where the CC Co. has claimed the s. 75 claim exceeded £30k, but judgement ruled in favour of the "single item" being within the limits.
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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over Â£10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

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Section 75 Claim - Consumer Credit Act 1974 (as amended)

Comment

Announcement

SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

Support LegalBeagles

Court Claim ?

Section 75 Claim - Consumer Credit Act 1974 (as amended)

Comment

Announcement

SHORTCUTS

First Steps Check dates Income/Expenditure Acknowledge Claim CCA Request CPR 31.14 Request Subject Access Request Letter Example Defence Set Aside Application Directions Questionnaire

Support LegalBeagles

Court Claim ?

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire