Claim form received from Cabot and Wright hassall

[Marc H]

I received a county court claim form from Cabot. I entered to defend this as I have never had a capital one credit card. I have previously requested cca documents in 2011 to which the account was put on hold from a debt collection called fredrickson international I still have the letters dated 06 July 2011. Then on 12 July 2011 I received a letter from capital one stating that they had received my cca request and would to be able to assist but as I didn't sign my letter they cannot confirm my identity. I did not sign on purpose but printed my name instead as I know they do not have my signature and did not want them to have it. Then I didn't hear nothing for over 4 years then I get a claim form from county court business centre. I'm a little bemused and concerned as getting court forms through the post has started to worry my wife. Wright hassall claim I took out a capital one credit card on 24/05/2010?? I have now had a letter from Wright hassall saying they do not accept my defence and have written to the court to inform them to progress to a final hearing. Also saying they are in contact with their client to obtain documents and that a s77/s78 cca request was made. I'm just looking for some advice to ease my wife's concerns. I pretty sure that this is just threatening behaviour to cause stress and force people to admit debts just to make them stop harassing them. Any advice is greatly appreciated.

[nemesis45]

Re: Claim form received from Cabot and Wright hassall

Good morning, welcome to LB,

Claim received and acknowledged. good.
Have you sent a CCA request to Cabot ? Rather than WH to whom
you should have sent a request under Civil Procedure Rule 31.14.

Ok never had a Capone card, is an account number mentioned in the
statement of claim?
I suggest that you make a call to Cap one on Monday to see if they can clear up the fact you have never
had a card.

Is this account showing on your credit files, you can check Noddle free online.

I'm sorry to say that Cabot is extremely litigious and will pull all sorts of "dirty tricks " when making a claim.
I do know from experience from here and information from elsewhere that a large number of these Cap one
debts are statute barred of have no paperwork to back up a claim.

There is no need by the way to withhold a signature on a CCA request although is not needed a creditor has
to ensure that documents are disclosed only to the person entitled to have them,

nem

[Marc H]

Re: Claim form received from Cabot and Wright hassall

Hi Nem, thanks for the reply, how do I send Wright hassall the civil procedure rule 13.14. ? I have just started to get a cca request written but I can't find a recent link for a template, could you add one for both please if that's ok? I have shown my wife many posts about these companies and she seems to be a little less worried but really want to nip this in the bud as we have just found out she is pregnant 😊😴😃 many thanks!!

[Noah]

Re: Claim form received from Cabot and Wright hassall

Marc
Links for both a CCA request and CPR 31.14 (not 13.14) are in the green box at the top of this page

Remember
CCA to owner of debt fee of £1
CPR to the solicitors no fee

[charitynjw]

Re: Claim form received from Cabot and Wright hassall

Marc
Links for both a CCA request and CPR 31.14 (not 13.14) are in the green box at the top of this page

Remember
CCA to owner of debt fee of £1
CPR to the solicitors no fee

Remember to get proof of postage.