I received a court claim today from the business centre at Northampton, this was from Cabot, Restons solicors. This is from an alleged Capital One account dating back to 2012 for a balance of 1700 but now 1900 with court fees. I dont recall having a capital one account but its possible. The date on the claim says 05/02/16 but i havent received it until today 16/02/16. I am concerned due to the little time I have left. I have written a CCA to Cabot to post tomorrow but im unsure with regards to how long I have left as i believe i have 14 days plus 5 but its taken 11 days to receive it. Any help would be much appreciated
Cabot court claim
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Re: Cabot court claim
I wouldn't worry that much . Have a look at the links in green to get help. You have until about 22nd to acknowledge the claim and another 14 days after that to lodge a defence.
Get the acknowledgement done, get the cca sent off and a cpr request requesting only the documents mentioned in the claim.
That will do for now.
You could check your credit file to see if it's mentioned on there but I suspect it will be
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Witness Statements
Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
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