Restons Solicitors - Cabot Financial

mage737

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Joined: Jan 2016

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Restons Solicitors - Cabot Financial

21st January 2016, 21:26:PM

Hi guys can you please give me some advice as today i have received a letter threatening a ccj unless i pay £1,114,94 (credit card debt) this was defaulted on the 26/3/2010 at a balance of £1,269, as far as im aware i cant recall when i last made a payment it must be over 5 years ago. What options do i have? am i better off biting the bullet and trying to negotiate a deal as suggested in the letter? its asking me to send back a questionnaire regarding finances and asking for a phone number to contact me. Also states they have been requested to ask for £50 per month from the courts if they grant judgment.

Any help whatsoever would be great

thanks.

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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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If your case is over Â£10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

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Restons Solicitors - Cabot Financial