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Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

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  • Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

    Received a claim? Yes
    Issue Date: 11-1-2016
    Amount approx: 815.01
    Claimant: Cabot Financial (UK) Limited
    Solicitor: Mortimer Clarke Solicitors Ltd
    Original Credit: Capital One

    Particulars of Claim:
    By an agreement between Capital One & the Defendant on or around 12/01/2009 (the agreement) Capital One agreed to issue the Defendant with a credit card. The Defendant failed to make the minimum payments due & the Agreement was terminated. The Agreement was assigned to the claimant. THE CLAIMANT THEREFORE CLAIMS 685.01

    Stat Barred? No

    Have sent: Sent a CCA request, Sent a CPR 31.14 request

    Other Info:
    On the 5/1/16 we rec'd a letter dated 8/12/15 with a threat to start proceedings so we immediately sent out the two letters (CCA req and CPR 31.14 req) as it has obviously been stuck somewhere.
    Today on Thu the 14/1/16 I received a Court Claim Form Claim No. C3CD0738 Dated the 11 Jan 2016, and ALSO a letter from Mortimer Clark Solicitors dated the 12/1/16 with ref to Cabot Finance, Claim No. C3CD0738, "Thanking us for letter dated 7/1/16, acknowledging the request for information and saying that they have asked their clients for the information and will come back to us. In the meantime, the matter has been placed on hold and no further action will be taken."
    See attached copy.
    Tags: None

  • #2
    Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

    Here We go again !

    This one is my boyfriends, he now has serious health problems, so is unable to work.

    As we have got the court claim form and also a letter "saying that it is on hold and no further action will be taken", should we still acknowledge receipt of the claim to the court along with a copy of the letter from Mortimer Solicitors saying that the action is on hold, or what should we do.

    They have already been sent the two letters before we got the court claim.

    Many thanks xx

    Comment


    • #3
      Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

      Here is the copy of their letter in reply to the request letter that we sent.
      Attached Files

      Comment


      • #4
        Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

        Originally posted by LittleB View Post
        Here is the copy of their letter in reply to the request letter that we sent.
        Hello Little B

        Yes follow the court process acknowledge service and intention to defend in full.
        Their "on hold" does not affect the court processes.

        CCA request sent to Cabot?

        nem

        Comment


        • #5
          Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

          Many thanks Nemesis45, we though we should carry on with court etc, as we thought their "on hold" was worthless.

          CCA letter and £1 standing order sent to Cabot as well as the letter to Mortimer Clark Solicitors.

          Thanks for your quick reply.
          Lucklily after winning my case - this time we are more level headed about it, and not in a blind panic. xx

          Comment


          • #6
            Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

            Originally posted by LittleB View Post
            Many thanks Nemesis45, we though we should carry on with court etc, as we thought their "on hold" was worthless.

            CCA letter and £1 ******standing order****** sent to Cabot as well as the letter to Mortimer Clark Solicitors. ***** Postal Order*******. Make sure PO os payable to the claimant exactly as shown on the claim form ****************

            Thanks for your quick reply.
            Lucklily after winning my case - this time we are more level headed about it, and not in a blind panic. xx
            just tag [MENTION=55034]nemesis45[/MENTION] if you get a response or further info.

            nem

            Comment


            • #7
              Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 11-1-2016

              Okay will do xx

              Comment

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              SHORTCUTS


              First Steps
              Check dates
              Income/Expenditure
              Acknowledge Claim
              CCA Request
              CPR 31.14 Request
              Subject Access Request Letter
              Example Defence
              Set Aside Application
              Directions Questionnaire



              If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





              NOTE: If you receive a court claim note these dates in your calendar ...
              Acknowledge Claim - within 14 days from Service

              Defend Claim - within 28 days from Service (IF you acknowledged in time)

              If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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