Alilow - Cabot/Restons court claim

[alilow]

I have received a court claim from Restons on behalf of Cabot for a Capital One card ,can you tell me how I request CPR31.14 is there a template letter I can use? I have already sent the request for CCA. Many thanks

[kittykins]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

Hi, there is a template in the forum library for this. Use signed for post and send to Restons. thanks

[alilow]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

I requested a copy of original contract from Restons and have received this reply " Your request is returned to you because, we are not the creditor, we are a firm of solicitors. In any event, there is no longer an "agreement" as this was terminated when you failed to comply with the terms of the Default Notice.". Can anyone advise me what to do next. Many thanks

[Kati]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

:bump: for [MENTION=55034]nemesis45[/MENTION] ??

[nemesis45]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

:bump: for @nemesis45 ??

Got it Thank you [MENTION=49370]Kati[/MENTION] nem

[nemesis45]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

I requested a copy of original contract from Restons and have received this reply " Your request is returned to you because, we are not the creditor, we are a firm of solicitors. In any event, there is no longer an "agreement" as this was terminated when you failed to comply with the terms of the Default Notice.". Can anyone advise me what to do next. Many thanks

Hello Alilow,

Do you have a thread open already on this subject?

CCA Request go to the claimant, so you will need to send it again to Cabot.

nem
[MENTION=49370]Kati[/MENTION] please can you start a new thread for Alilow if there is not one already open

Thanks nem

[Kati]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

I have received a court claim from Restons on behalf of Cabot for a Capital One card ,can you tell me how I request CPR31.14 is there a template letter I can use? I have already sent the request for CCA. Many thanks

Hello Alilow,

Do you have a thread open already on this subject?

CCA Request go to the claimant, so you will need to send it again to Cabot.

nem
@Kati please can you start a new thread for Alilow if there is not one already open

Thanks nem

done xx
[MENTION=77949]alilow[/MENTION] ... it would be great if you can keep to this thread (where you'll get advice tailored to your issue) xx

[nemesis45]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

done xx
@alilow ... it would be great if you can keep to this thread (where you'll get advice tailored to your issue) xx

Thank you [MENTION=49370]Kati[/MENTION]

nem

[alilow]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

Thank you for your help. I have sent the CCA to Cabots today

[nemesis45]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

Thank you for your help. I have sent the CCA to Cabots today

Great, they have 12 + 2 Working Days to comply.

nem

[alilow]

Re: Court Claim - Cabot Financial (UK) Limited / Capital One - 22-12-2015

Cabots received my CCA request on 8/1/16 but I have not had a reply from them. I received a letter from Restons today saying "The Court has served us with a copy of the Defence you filed whereby you state you require more time to compile your defence as you have no previous knowledge of this claim.However at the time of entering into the credit agreement with capital one you would have been provided with a copy of the credit agreement together with the applicable terms and conditions. Furthermore capital one would have sent statements of account to you on a monthly basis throughout the lifetime of the credit card facility. Such statements would have identified any items of expenditure, payments made towards the account and the application of contractual interest/charges."
I would be grateful for your advise as to what my next action should be