Hillesden Securities vs panchodean

[panchodean]

Hi Everyone

I received this today and would like to know which documents to ask for from the claimants solicitor? Any help would be greatly appreciated.

The claim is for the balance of instalments due & unpaid under an agreement dated 05/10/2004 & under which BLACK HORSE LIMITED agreed to sell the defendant good for a price payable by instalments ('the Agreemen't). The agreement was assigned to the Claimant. PARTICULARS 1. Amonunt due & unpaid £4173.86. THE CLAIMANT THEREFORE CLAIMS 1. The amont due & unpaid 4173.86


Many Thanks

Panchodean

[nemesis45]

Re: Hillesden Securities vs panchodean

Hi Everyone

I received this today and would like to know which documents to ask for from the claimants solicitor? Any help would be greatly appreciated.

The claim is for the balance of instalments due & unpaid under an agreement dated 05/10/2004 & under which BLACK HORSE LIMITED agreed to sell the defendant good for a price payable by instalments ('the Agreemen't). The agreement was assigned to the Claimant. PARTICULARS 1. Amonunt due & unpaid £4173.86. THE CLAIMANT THEREFORE CLAIMS 1. The amont due & unpaid 4173.86


Many Thanks

Panchodean

Good evening welcome to LB,

- - - Updated - - -

Hi Everyone

I received this today and would like to know which documents to ask for from the claimants solicitor? Any help would be greatly appreciated.

The claim is for the balance of instalments due & unpaid under an agreement dated 05/10/2004 & under which BLACK HORSE LIMITED agreed to sell the defendant good for a price payable by instalments ('the Agreemen't). The agreement was assigned to the Claimant. PARTICULARS 1. Amonunt due & unpaid £4173.86. THE CLAIMANT THEREFORE CLAIMS 1. The amont due & unpaid 4173.86


Many Thanks

Panchodean

Good evening welcome to LB,

- - - Updated - - -

Hi Everyone

I received this today and would like to know which documents to ask for from the claimants solicitor? Any help would be greatly appreciated.

The claim is for the balance of instalments due & unpaid under an agreement dated 05/10/2004 & under which BLACK HORSE LIMITED agreed to sell the defendant good for a price payable by instalments ('the Agreemen't). The agreement was assigned to the Claimant. PARTICULARS 1. Amonunt due & unpaid £4173.86. THE CLAIMANT THEREFORE CLAIMS 1. The amont due & unpaid 4173.86


Many Thanks

Panchodean

Good evening welcome to LB,

[panchodean]

Re: Hillesden Securities vs panchodean

Good evening, any help will be greatly appreciated.

[nemesis45]

Re: Hillesden Securities vs panchodean

Good evening, any help will be greatly appreciated.

Ok what type of account was this loan or HP, please explain what goods were sold by BH
nem

[panchodean]

Re: Hillesden Securities vs panchodean

This was a Hire Purchase agreement for a car I purchased when I was 19.

[panchodean]

Re: Hillesden Securities vs panchodean

Ok what type of account was this loan or HP, please explain what goods were sold by BH
nem

This was a HP agreement for a car in 2004. This morning I have sent a CCA request to the claimant along with a postal order of £1 and a 31.14 to their solicitor. I could do with some advice on the next steps though.

Many thanks, Dean.

[nemesis45]

Re: Hillesden Securities vs panchodean

This was a HP agreement for a car in 2004. This morning I have sent a CCA request to the claimant along with a postal order of £1 and a 31.14 to their solicitor. I could do with some advice on the next steps though.

Many thanks, Dean.

Hello Dean
When did payments cease completely?
When was the account defaulted?

nem

[panchodean]

Re: Hillesden Securities vs panchodean

Hello Dean
When did payments cease completely?
When was the account defaulted?

nem

Hi

I haven't made a payment on this in about 9/10 years and I have no idea when the account was defaulted. I seem to recall having a ccj against this debt years ago though but cannot produce any documentation to back that up and it is no longer listed on my credit file.

Dean

[nemesis45]

Re: Hillesden Securities vs panchodean

Hi

I haven't made a payment on this in about 9/10 years and I have no idea when the account was defaulted. I seem to recall having a ccj against this debt years ago though but cannot produce any documentation to back that up and it is no longer listed on my credit file.

Dean

Hello Dean,

I can put up a draft letter for you that will hopefully kill this off straight away, just let me know if
you would like this.

nem

[panchodean]

Re: Hillesden Securities vs panchodean

Hello Dean,

I can put up a draft letter for you that will hopefully kill this off straight away, just let me know if
you would like this.

nem

Hi Nem

That would be great thank you!!

Cheers,

Dean

[nemesis45]

Re: Hillesden Securities vs panchodean

Hi Nem

That would be great thank you!!

Cheers,

Dean

Hello Dean,

I've a busy evening I will do the draft in the morning,

nem

[nemesis45]

Re: Hillesden Securities vs panchodean

Good morning Panchodean

This letter goes to
Mr Christopher Ross - Roberts.
Director
Hillesden Securities Ltd.,
address as on claim form.


Date:

Ref: County Court Claim No.......................................:

Dear Mr Ross-Roberts,

I refer you to the above mentioned claim issued by Restons Solictors and received by me on date...............:
I thank Hillesden and Restons for prompting me to review my history since receiving the claim.

Please take note I do not acknowledge any debt to Hilleseden Securities Ltd.,

Having now concluded my research I now formally state that the alleged debt which is the subject of
this claim is Statute Barred under the Provisions of the Limitation Act 1980, therefore I will not now
or at any time in the future make any payment or offer payment in regard to the alleged debt.

Hillesden Securities Ltd., Will now cease to process all data relating to me and remove it from its
records.

Hillesden will confirm in writing within 7 days of the date hereon that it has complied with this
instruction.

Yours etc.

Send signed for post, with a copy to Restons. ( assuming Restons are the solicitors)

nem~

[panchodean]

Re: Hillesden Securities vs panchodean

Good morning Panchodean

This letter goes to
Mr Christopher Ross - Roberts.
Director
Hillesden Securities Ltd.,
address as on claim form.


Date:

Ref: County Court Claim No.......................................:

Dear Mr Ross-Roberts,

I refer you to the above mentioned claim issued by Restons Solictors and received by me on date...............:
I thank Hillesden and Restons for prompting me to review my history since receiving the claim.

Please take note I do not acknowledge any debt to Hilleseden Securities Ltd.,

Having now concluded my research I now formally state that the alleged debt which is the subject of
this claim is Statute Barred under the Provisions of the Limitation Act 1980, therefore I will not now
or at any time in the future make any payment or offer payment in regard to the alleged debt.

Hillesden Securities Ltd., Will now cease to process all data relating to me and remove it from its
records.

Hillesden will confirm in writing within 7 days of the date hereon that it has complied with this
instruction.

Yours etc.

Send signed for post, with a copy to Restons. ( assuming Restons are the solicitors)

nem~

Hi Nem

I really appreciate all your help, thank you so much!

After I have sent these and the time has elapsed I still need to enter a defence right? And I should include a copy of all the letters I have sent, the CCA, 31.14 and this?

Cheers Dean

[nemesis45]

Re: Hillesden Securities vs panchodean

Hi Nem

I really appreciate all your help, thank you so much!

After I have sent these and the time has elapsed I still need to enter a defence right? And I should include a copy of all the letters I have sent, the CCA, 31.14 and this?

Cheers Dean

Hello Dean,

Yes continue the court process, Stat Barred is a complete defence all the process so far should be
mentioned in the defence, no need to send " evidence" yet just list it in the body of the defence.

Take a look as at some of the defences on other threads it will give you a better idea of content,
wording and format, probably easier than me waffling on, you need to understand what everything
means in case this reaches court.

Make a draft defence post here and tag [MENTION=55034]nemesis45[/MENTION] and I'll go through it with you.

nem~

[panchodean]

Re: Hillesden Securities vs panchodean

Hi [MENTION=42011]Nem[/MENTION]ises45

Happy new year!!

I have had a reply to the CPR 31.14 from MC, usual template saying that I would have inspected the documents already and can I can confirm which documents I have in my possession. I sent a reply saying that I would be informing the court of their failure to comply with my request.

They also say that they are agreeable to an extension of time under CPR 15.5. Does this extend the time a further 28 days after the acknowledgement of service? Would an email to the court be sufficient to inform them of the extension or would it have to be a letter?

Thanks in advance

Dean

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[MENTION=55034]nemesis45[/MENTION]

I should really proof read my posts more thoroughly.