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Court Claim - Arrow Global / Egg - 11-12-2015

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  • Court Claim - Arrow Global / Egg - 11-12-2015

    Received a claim? Yes
    Issue Date: 11-12-2015
    Amount approx:
    Claimant: Arrow Global
    Solicitor: Restons
    Original Credit: Egg

    Particulars of Claim:
    The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Egg dated on or about Oct 18 1999 and assigned to the Claimant on Oct 10 2011

    PARTICULARS a/c no - XXXXXXXXXXXXXXXX

    DATE ITEM VALUE
    18/11/2015 Default Balance XXXX.XX
    Post Refri Cr NIL

    TOTAL XXXX.XX


    Stat Barred? Yes

    Have sent: Acknowledged the Claim

    Other Info:
    Any help appreciated.

    I've acknowledged the claim and prepared a CCA request which I will post tomorrow. I'm also thinking of sending the CPR request, but am unsure what to ask for, the "Contract" and the "Assignment"?

    I'm certain this is Statute Barred. I have neither paid nor acknowledged this debt in almost 10 years.

    What is the process for defending this claim on that basis?

    Thanks!
    Tags: None

  • #2
    Re: Court Claim - Arrow Global / Egg - 11-12-2015

    [MENTION=55034]nemesis45[/MENTION]??
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

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    But please include a link to your thread so I know who you are.

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    Comment


    • #3
      Re: Court Claim - Arrow Global / Egg - 11-12-2015

      Originally posted by Kati View Post
      Thanks [MENTION=49370]Kati[/MENTION]:santa_smiley: nem

      Comment


      • #4
        Re: Court Claim - Arrow Global / Egg - 11-12-2015

        Originally posted by trendstar View Post
        Received a claim? Yes
        Issue Date: 11-12-2015
        Amount approx:
        Claimant: Arrow Global
        Solicitor: Restons
        Original Credit: Egg

        Particulars of Claim:
        The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Egg dated on or about Oct 18 1999 and assigned to the Claimant on Oct 10 2011

        PARTICULARS a/c no - XXXXXXXXXXXXXXXX

        DATE ITEM VALUE
        18/11/2015 Default Balance XXXX.XX
        Post Refri Cr NIL

        TOTAL XXXX.XX


        Stat Barred? Yes

        Have sent: Acknowledged the Claim

        Other Info:
        Any help appreciated.

        I've acknowledged the claim and prepared a CCA request which I will post tomorrow. I'm also thinking of sending the CPR request, but am unsure what to ask for, the "Contract" and the "Assignment"?

        I'm certain this is Statute Barred. I have neither paid nor acknowledged this debt in almost 10 years.

        What is the process for defending this claim on that basis?

        Thanks!

        Good evening. welcome to LB,

        CCA done that's fine.
        Yes CPR 31.14 to Reston. Please type up the Particulars of the Claim in full we can then sort this request.

        What is the value of the claim?

        Is this a loan or a credit card?

        Is this still on your credit files?

        Statute Barred is a complete defence and we may be able to finish this before it gets anywhere near a judge.

        If what have posted as the particulars of claim is all that is said then I guess they have very little to backup the
        claim.

        nem

        Comment


        • #5
          Re: Court Claim - Arrow Global / Egg - 11-12-2015

          Hi Nem,

          Thanks for the quick reply

          The Particulars of the Claim are exactly as typed above. That's it.

          The value of the claim is as follows:

          - Amount Claimed: 5785.25
          - Court Fee: 410
          - Legal Rep Costs: 100
          - Total 6295.25

          It was a Credit Card.

          My credit files have been clear for approx 4 and a half years.

          I've been going over my bank statements for the last 6 years and cannot find any reference for any payment, just in case I'd forgotten; I've found nothing yet.

          Thanks again @nemesis45

          Comment


          • #6
            Re: Court Claim - Arrow Global / Egg - 11-12-2015

            Originally posted by trendstar View Post
            Hi Nem,

            Thanks for the quick reply

            The Particulars of the Claim are exactly as typed above. That's it.

            The value of the claim is as follows:

            - Amount Claimed: 5785.25
            - Court Fee: 410
            - Legal Rep Costs: 100
            - Total 6295.25

            It was a Credit Card.

            My credit files have been clear for approx 4 and a half years.

            I've been going over my bank statements for the last 6 years and cannot find any reference for any payment, just in case I'd forgotten; I've found nothing yet.

            Thanks again @nemesis45
            Good morning, in my opinion the debt is Statute Barred I will if you wish provide a draft letter to this effect which does
            not admit any liability for the debt and should squash this quickly.

            nem

            Comment

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            SHORTCUTS


            First Steps
            Check dates
            Income/Expenditure
            Acknowledge Claim
            CCA Request
            CPR 31.14 Request
            Subject Access Request Letter
            Example Defence
            Set Aside Application
            Directions Questionnaire



            If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





            NOTE: If you receive a court claim note these dates in your calendar ...
            Acknowledge Claim - within 14 days from Service

            Defend Claim - within 28 days from Service (IF you acknowledged in time)

            If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




            We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
            If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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