Hello - Claim Form received from Northampton CC Business Centre

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

I worked it out :tinysmile_twink_t2:

Please see attachment.

Regards.

Well I can't see how a card was even issued with every single box ticked imo as an intended " recon " agreement " it's no good.

nem

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

I must clarify.

On the pre-redacted form in the 'Name and Address' section, only one box was ticked.

Due to it being uploaded/public, multiple boxes have been ticked for anonymity.

The same reason applies for the other sections with multiple ticks.

Sorry for the confusion.

Regards,
HS.

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi All,

With reference to the information uploaded in the form, I know that the content is not that clear and where required,
I can type up any of the sections.

Please let me know if you have any questions?

Regards,
HS.

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi [MENTION=87380]Diana M[/MENTION]
Hi [MENTION=55034]nemesis45[/MENTION]

The deadline for my response to the sols is this Thursday 19th Jan.
I would need to draft a response and send it by the latest Tuesday 17th.

They sent a one-pager of the app form with no t&c's, so I understand that they have not fully complied with my previous requests for information.

Can you please advise as to what I must state in my letter?
Also any legal quotes too?

Thanks in advance.

Regards,
HS.

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi @Diana M
Hi @nemesis45

The deadline for my response to the sols is this Thursday 19th Jan.
I would need to draft a response and send it by the latest Tuesday 17th.

They sent a one-pager of the app form with no t&c's, so I understand that they have not fully complied with my previous requests for information.

Can you please advise as to what I must state in my letter?
Also any legal quotes too?

Thanks in advance.

Regards,
HS.

Hello HS,

The response I would make would be along the lines of:

Their Name
Address.


Date

Their Refs:

I am in receipt of your letter dated........................... enclosing a document that allege is the regulated agreement pertaining to the alleged debt from which this claim arises.

Having reviewed this items (s) provided I have concluded that the documents supplied do not satisfy my request made under the provisions of CCA 1974 (as amended) as I am sure you are fully aware.

I now respectfully suggest that you advise your client to discontinue the claim as your client has no reasonable chance of success.

Amend add as you see fit.


Address to: Mr Nigel Petrie Coe Principal Restons Solicitors.
Use signed for post:

nem

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi [MENTION=55034]nemesis45[/MENTION],
Thank you very much

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi @nemesis45,
Thank you very much

tag me [MENTION=55034]nemesis45[/MENTION] if you need more!

nem

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Thank you, I will do!

[charitynjw]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi [MENTION=76856]Helpseeker02[/MENTION]

Is that copy agreement of the agreement illegible in entirety in'real life'? (ie can it be read easily without, say a magnifying glass)?
Obviously, if you normally wear glasses, you don't count them as an aid for this purpose.

& is the date of signature 2001?

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi [MENTION=5553]charitynjw[/MENTION],

Yes to both questions.

Seriously, a good magnifying glass is definitely required in order to read the information on the form. Why do you ask?

Regards,
HS

[charitynjw]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi @charitynjw,

Yes to both questions.

Seriously, a good magnifying glass is definitely required in order to read the information on the form. Why do you ask?

Regards,
HS

Imho, classic Carey v HSBC iredeemably unenforceable.
http://www.bailii.org/ew/cases/EWHC/QB/2009/3417.html

1/Not easily readable (Copies Regulations),
http://www.johnpughschambers.co.uk/C...tions_1983.pdf s2(1)
2/ No prescribed terms (that I can see), &
3/ Pre 2007, so the original CCA 1974 s127.3 kicks in.

But I'm not an expert.
Read the above case, & google 2&3.....see what you think.

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Thank you very much,
I will have a look now.

Best regards,
HS.

[Diana M]

Re: Hello - Claim Form received from Northampton CC Business Centre

Imho, classic Carey v HSBC iredeemably unenforceable.
http://www.bailii.org/ew/cases/EWHC/QB/2009/3417.html

1/Not easily readable (Copies Regulations),
http://www.johnpughschambers.co.uk/C...tions_1983.pdf s2(1)
2/ No prescribed terms (that I can see), &
3/ Pre 2007, so the original CCA 1974 s127.3 kicks in.

But I'm not an expert.

Such modesty Charity.

You may not have been officially recognised as a legal expert but you're getting there

Joanna Connolly is an expert on the Carey v HSBC case since she was one of the solicitors involved.

Di

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Wow, this is great to know.

I will certainly come back to you as soon as I can either later today or in the am/pm tomorrow.
I do appreciate very much the information sent and all of your time/help.

Warmest,
HS.

[Diana M]

Re: Hello - Claim Form received from Northampton CC Business Centre

I will do!

Before you fire off a letter to Restons' senior solicitor (not the case/ file handler) stop and think about some of the options we discussed in post # 83.

This claim has been stayed for almost a year.

This may be the moment where tactics kick in.

I'd be as thrilled as you if Restons decide to discontinue the claim on receipt of your letter as proposed in post # 95 but this is a £9.5k claim so don't be surprised if they don't.

The deadline they set for your response is Thursday 19th January. So no rush

Di