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Re: HELP, received CCJ forms from Brian Carter today
let me get this straight...
I send the CCA to Lowell
and the CPR to Bryan Carter?
let me get this straight...
I send the CCA to Lowell
and the CPR to Bryan Carter?
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Re: HELP, received CCJ forms from Brian Carter today
Only if you lose!!Originally posted by Adelesliwinski65 View Post
The " offer " that Carter has made is a nonsense it's far to high,
unreasonable and unsustainable I suspect?
Even if this goes forward, there is the opportunity for " mediation" that could
bring about a settlement at far less a monthly payment and without a CCJ.
We can go in to that if and when needed.
Carters 14 days is meaningless once the service of claim is acknowledged and
your intention to defend is entered.
nemComment
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Re: HELP, received CCJ forms from Brian Carter today
Thank you all for your help. The agreement is by no means sustainable but they said by law that is all they can offer and they do not need to offer this, so really doing me a favour.
I have requested some more time to sort out my defence, I have prepared the letters to Lowell and Carter, I will post them tomorrow and request proof of delivery.
Thank you again. I will get back to you wham I receive replays from them.Comment
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Re: HELP, received CCJ forms from Brian Carter today
Who the hell said that it absolutely ridiculous, Carter and the morons he employs wouldn'tOriginally posted by Adelesliwinski65 View Post
know a law if it smacked them in the face!! Doing himself a favour I think as Lowell has its
own firm of solicitors now, so perhaps he's attempting to make a few quick bucks!
PS don't stress over this!!
We can/will help you through this .
nemComment
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Re: HELP, received CCJ forms from Brian Carter today
This is what the Bryan Carter employee told me and also a senior staff member when I asked to speak to a manager... in fact they said " the CC only give you 14 days to make payment, we are in fact giving you 12 times more time to pay and this is all we are legaly able to do"
I also rung Lowell in the hopes of speaking to someone about this as Carters stated they were acting on their behalf....Lowell told me they can not stop the CC claim as Carters are responsible for it not them and they do not instruct Carters....Carters state that they work on instructions from Lowell and can not stop the CC claim without instructions from Lowell.
I have not agreed to anything in writing , no email etc....I told them that it would cause considerable hardship trying to pay £336 each month but they said it was either that or a CCJ. I get the distinct impression Carters are liars.Comment
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Re: HELP, received CCJ forms from Brian Carter today
You state CCA1974 taken out 2010 = on line?Comment
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Re: HELP, received CCJ forms from Brian Carter today
the account was opened online in 2010...is this what you were asking?Comment
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Re: HELP, received CCJ forms from Brian Carter today
What Mike is asking is did you apply for the account online?Originally posted by Adelesliwinski65 View Post
nemComment
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Re: HELP, received CCJ forms from Brian Carter today
yes onlineComment
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Re: HELP, received CCJ forms from Brian Carter today
Tick Box signature I presume?Originally posted by Adelesliwinski65 View Post
nemComment
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Re: HELP, received CCJ forms from Brian Carter today
yes i think so
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yes I think it wasComment
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Re: HELP, received CCJ forms from Brian Carter today
Ok there maybe difficulty for Lowell in obtaining a copy of this all to your advantage.Originally posted by Adelesliwinski65 View Post
Get the requests sent then we can go from there.
nemComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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