Letter from Shoosmith Solicitors/cabot financial threatening court

[padmd900]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

Hello everyone, i hope you are all well!

a little update:

I received a letter from shoosmith yesterday dated "3/12/2015" with no relevance to my previous letters about the cca request etc. It simply states

"We kindly advise that it is our clients instruction to reach a formal arrangement for the repayment of the outstanding balance. Our client has confirmed that it is is willing to consider an offer of repayment in accordance with your circumstances."

It goes on asking me to complete a income and outgoings form to arrange a payment plan. I also received a letter from Cabot last week but it was just a annual review of my account with them stating i hadn't paid them a penny.

Neither of them say anything regarding our previous letters back and forth? They seem to have simply ignored them?

What would you guys suggest here?

Thank you

[PAWS]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

Sounds like they cannot find the agreement! Interesting to see what the clever beagles have to say

[Kati]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

:bump: for [MENTION=55034]nemesis45[/MENTION] xx

[nemesis45]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

:bump: for @nemesis45 xx

I'm on it [MENTION=49370]Kati[/MENTION]
nem

[nemesis45]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

Hello everyone, i hope you are all well!

a little update:

I received a letter from shoosmith yesterday dated "3/12/2015" with no relevance to my previous letters about the cca request etc. It simply states

"We kindly advise that it is our clients instruction to reach a formal arrangement for the repayment of the outstanding balance. Our client has confirmed that it is is willing to consider an offer of repayment in accordance with your circumstances."

It goes on asking me to complete a income and outgoings form to arrange a payment plan. I also received a letter from Cabot last week but it was just a annual review of my account with them stating i hadn't paid them a penny.

Neither of them say anything regarding our previous letters back and forth? They seem to have simply ignored them?

What would you guys suggest here?

Thank you

Good evening,

A short sharp reply is in order here.

Dear Shoies,

In answer to your letter dated xx.xx. xxx I refer you to my request dated .........., made under the provisions of sections 77/78 of the Consumer Credit Act 1974 which remains unsatisfied.

Yours etc.


nem

[padmd900]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

Thank you Nemisis45! ill get on that letter today. thanks again all!

[padadan]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

Hello everyone, had some 'bad post' this morning after i thought all this shoosmith stuff had calmed down. I received a "Claim form" from the county courts?

It says i have 14 days to respond. Could someone please help on what to do from here? I sent the CCA request a while back and never received my agreement etc and now a CCJ in me letter box. My partner and i are really really worried now we won't get rid of this people! please help!

[Nibbler]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

Click "go advanced" under the reply box then add the image as an attachment using the paper-clip icon on the posting box toolbar.

[padadan]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

thanks!

[Nibbler]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

[MENTION=55034]nemesis45[/MENTION] court claim received

[nemesis45]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

@nemesis45 court claim received

Thank [MENTION=1508]Nibbler[/MENTION] nem

[nemesis45]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

Hello everyone, had some 'bad post' this morning after i thought all this shoosmith stuff had calmed down. I received a "Claim form" from the county courts?

It says i have 14 days to respond. Could someone please help on what to do from here? I sent the CCA request a while back and never received my agreement etc and now a CCJ in me letter box. My partner and i are really really worried now we won't get rid of this people! please help!

Hello Padadan.



Things to do:

1. Acknowledge service of the claim online at MCOL. State Intention to Defend in Full.
do not mention anything in defence at this stage.

2. A CCA request to Cabot UK Ltd ( at the address on the N1 claim form)
£1 statutory fee payable: Use a Postal Order made out to Cabot UK Ltd. Endorsed "for statutory fee only".
Cabot has 12 +2 Working Days to comply) ( Forget all previous requests for now!)

2. A request made under the provisions of Civil Procedure Rule 31 .14. This is for the documents mentioned
in the statement of claim Only. i.e. The Agreement, The Notice of Assignment, and The Default Notice.
There is no fee for this request. This must be sent to Shoosmiths by signed for post .

Use the templates from the forum library for both requests, Check the dates they are delivered.

Please don't stress over this Cabot has now got to put it's proof up for examination no wasting time.

You will get help and guidance through the court process here.

If you need me for instance tag [MENTION=55034]nemesis45[/MENTION] and I'll pick up the thread.

nem

[padmd900]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

thank you very much Nemesis45, i shall crack on with getting these letters sent today! ill keep you updated and thanks again for the help!

[padmd900]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

[MENTION=55034]nemesis45[/MENTION] hi, im just getting my stuff together to go to the post office but a few questions to make sure im doing this correct. On the cca request to cabot, for the ref number do i put my account ref with cabot like my old cca request or put the new claim no i got on this letter from the courts? and secondly, would you mind possibly linking me to the

" A request made under the provisions of Civil Procedure Rule 31 .14. This is for the documents mentioned
in the statement of claim Only. i.e. The Agreement, The Notice of Assignment, and The Default Notice.
There is no fee for this request. This must be sent to Shoosmiths by signed for post ."

Im having a bit of trouble finding this and to be honest, i don't want to send the wrong letter haha.

thank you again for your time and help!

[nemesis45]

Re: Letter from Shoosmith Solicitors/cabot financial threatening court

@nemesis45 hi, im just getting my stuff together to go to the post office but a few questions to make sure im doing this correct. On the cca request to cabot, for the ref number do i put my account ref with cabot like my old cca request or put the new claim no i got on this letter from the courts? and secondly, would you mind possibly linking me to the

" A request made under the provisions of Civil Procedure Rule 31 .14. This is for the documents mentioned
in the statement of claim Only. i.e. The Agreement, The Notice of Assignment, and The Default Notice.
There is no fee for this request. This must be sent to Shoosmiths by signed for post ."

Im having a bit of trouble finding this and to be honest, i don't want to send the wrong letter haha.

thank you again for your time and help!

Good morning Pad,

1. CCA Request: Goes to Cabot refer to the claim No. i.e. The Agreement Relevant to the alleged debt which is the subject of this claim.

2. CPR 31.14 template is in the forum library.

Or

To Shoosmoths.

Sir/Madam.

Ref: CC Claim No. .......................................

This is a formal request made under Civil Procedure Rule 31.14 :

I request the following documents mentioned in the Particulars of Claim No............................:

1. A true copy of the original agreement relevant to the alleged debt which is the subject of the claim.

2. The Default Notice.

3. The Notice of Assignment.

You are reminded that the provisions of CPR31 .14 are still relevant to this claim until
it is allocated to the Small Claims Track.

I require the documents within the 7 day timescale.

Yours etc.

nem