Lowell Financial non compliance of CCA

[Torquemadder]

Re: Lowell Financial non compliance of CCA

Wow! Well spotted, Mike. I wouldn't have known that and obviously they are relying on that. So they are passing off a photocopy of someone elses later agreement T&C as mine. Would you know what date those T&Cs came into effect?

[MIKE770]

Re: Lowell Financial non compliance of CCA

There is usually number etc in small print on the side of it, what they are doing is sending T&Cs issued after the initial ones which is required, but the main one is the ones at the time of taking agreement out

,(mid 2005 if I remember correctly.)

One they sent me a few years ago suppose to be original, only original was a certain date I took out card with Cap one years before, but there again £12.00 late payment charges, so I let them stew in it!

[Torquemadder]

Re: Lowell Financial non compliance of CCA

I'm thinking that I should do the same, Mike. Wait until the next demand and then point out that the T&Cs on the agreement are illegible and the expanded T&Cs that they have supplied as a true copy of the rear of the agreement are provable as not from my agreement.

Surely they are breaking regulations or law by doing that?

[Aero79]

Post moved

[ostell]

Please start your own thread and do not hijack some one else's, even if it is 6 years old

[Aero79]

Please start your own thread and do not hijack some one else's, even if it is 6 years old

Hi once realised what had been done I did put a message at the bottom to apologise