CCJ Application/BW Legal/British Credit Trust

[lte69]

Re: CCJ Application/BW Legal/British Credit Trust

OK they have 28 days from when they received the defence to respond, check near the end of the 28 days if you have heard nothing, the claim could be stayed by the court if the claimant has not responded in time, you will not be informed if this happens.

This would be a good time to start drafting your witness statement.

nem

Thanks Nem.

Sorry for sounding clueless, but what how do I go about writing my witness statement?

Did you see my post above this one? About what my credit file says?

Kind regards.

[nemesis45]

Re: CCJ Application/BW Legal/British Credit Trust

[QUOTE=lte69;565586]Thanks Nem.

Sorry for sounding clueless, but what how do I go about writing my witness statement?

Did you see my post above this one? About what my credit file says?

Looking back at the claim form it seems that the credit file entry has not been properly updated BCT were somewhat sloppy in this area.

Witness statement is " your story " of the events giving rise to the claim formalised into paragraphs similar to a defence.

Have a look at some other threads with witness statements it will give you a better idea of format and wording.

nem

[FlamingParrot]

Re: CCJ Application/BW Legal/British Credit Trust

Sorry for sounding clueless, but what how do I go about writing my witness statement?

You'll find some examples here: http://www.legalbeagles.info/forums/...ness-Statement :thumb:

[lte69]

Re: CCJ Application/BW Legal/British Credit Trust

You'll find some examples here: http://www.legalbeagles.info/forums/...ness-Statement :thumb:

Thank you. This really is frazzling my brain and make me feel anxious, still not had nothing from BW or Lowell. I am really struggling with this witness statement if I am honest. Any advice is appreciated.

[FlamingParrot]

Re: CCJ Application/BW Legal/British Credit Trust

Thank you. This really is frazzling my brain and make me feel anxious, still not had nothing from BW or Lowell. I am really struggling with this witness statement if I am honest. Any advice is appreciated.

Why don't you post up your draft on here so we can take a look at it and comment accordingly? :typing:

[lte69]

Re: CCJ Application/BW Legal/British Credit Trust

Why don't you post up your draft on here so we can take a look at it and comment accordingly? :typing:

Thanks FP.

Have I not already sent my defence in to the court? I am confused I have to say. I thought that was what I had emailed to the court 2/3 weeks ago or was that something else?

Sorry for coming across as dumb.

[nemesis45]

Re: CCJ Application/BW Legal/British Credit Trust

Thanks FP.

Have I not already sent my defence in to the court? I am confused I have to say. I thought that was what I had emailed to the court 2/3 weeks ago or was that something else?

Sorry for coming across as dumb.

Defence acknowledged and sent to claimant your post 5th August confirms.
When actually did you send the defence in?

nem

[FlamingParrot]

Re: CCJ Application/BW Legal/British Credit Trust

Thanks FP.

Have I not already sent my defence in to the court? I am confused I have to say. I thought that was what I had emailed to the court 2/3 weeks ago or was that something else?

Sorry for coming across as dumb.

Nope, you're not the dumb one, it's me!

I read a lot of similar threads so it's easy to get things a little mixed-up at times. :sad:

[lte69]

Re: CCJ Application/BW Legal/British Credit Trust

Defence acknowledged and sent to claimant your post 5th August confirms.
When actually did you send the defence in?

nem

Hi nem,

It was posted on the 20th July by recorded delivery and signed for on 21st July.

Thank you.

- - - Updated - - -

Nope, you're not the dumb one, it's me!

I read a lot of similar threads so it's easy to get things a little mixed-up at times. :sad:

I can imagine it's a job in itself when you are helping so many people with the similar problem all at the same time. I for one appreciate your time and advice.

[nemesis45]

Re: CCJ Application/BW Legal/British Credit Trust

Hi nem,

It was posted on the 20th July by recorded delivery and signed for on 21st July.

Thank you.

- - - Updated - - -



I can imagine it's a job in itself when you are helping so many people with the similar problem all at the same time. I for one appreciate your time and advice.

On track OK!

nem

[lte69]

Re: CCJ Application/BW Legal/British Credit Trust

Nope, you're not the dumb one, it's me!

I read a lot of similar threads so it's easy to get things a little mixed-up at times. :sad:

Morning nem.

Right, I have had communication back from BW and the Court. BW haven't sent me the credit agreement as requested but I will post what I have received from them and the court now. So just bare with me, I'm getting to grips with Windows 10 and how it works with the iPhone.

[nemesis45]

Re: CCJ Application/BW Legal/British Credit Trust

Morning nem.

Right, I have had communication back from BW and the Court. BW haven't sent me the credit agreement as requested but I will post what I have received from them and the court now. So just bare with me, I'm getting to grips with Windows 10 and how it works with the iPhone.

Good morning lte!
Not a " this claim will likely be allocated to the small claims track" load of old bowlarks?:tinysmile_twink_t2:

nem

[lte69]

Re: CCJ Application/BW Legal/British Credit Trust

Good morning lte!
Not a " this claim will likely be allocated to the small claims track" load of old bowlarks?:tinysmile_twink_t2:

nem

Yes that is exactly what they have sent me!!

I should have said they HAVEN'T sent me the credit agreement as requested. I am still trying to upload the photos but as I said above, WIndows 10 isn't playing ball!

[nemesis45]

Re: CCJ Application/BW Legal/British Credit Trust

- - - Updated - - -

It's a standard template that's become popular with DCA's " tame solicitors" challenge this as CPR 31 .14 is relevant until the claim is allocated to the SCT. ( letter in forum library).
No news on the CCA request? ( Don't chase that!)

nem

[lte69]

Re: CCJ Application/BW Legal/British Credit Trust

Nem

do you have an email address I can send the photos of the documents I have received please? Struggling with this new update!

Thank you