CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

[FlamingParrot]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

I just saw this message and think I overlooked it.

Are you saying write another letter to Mortimer cLark requesting for the CPR?

You don't need to send a fresh CPR request, just chase up the one you already sent. You can do that by post if you've still got the time but phone or email are fine to save time. :thumb:

[Pos1tive]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

[QUOTE=nemesis45;561690]

Hi @nemesis45,

Thank you for the information. Should I write another letter to the Solicitors asking for the CPR, and mention I already sent a request for this which they signed for on 10th July?

Yes write and remind Carter that CPR 31.14 still applies to the claim until it is allocated to the small claims track and you require the documents within 7 days, also point out he should have the documents " to hand" before issuing a claim.

nem

Hi @nemesis45

I just saw this message and think I overlooked it.

Are you saying write another letter to Mortimer cLark requesting for the CPR?

Many thanks,
Pos1tive

[FlamingParrot]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Thanks for the information @FlamingParrot - I'll ignore this request from them for now and anticipate they don't send a CCA / Reply to CPR Request.

Very unlikely that they will, however, going back a few posts, let's not forget the issues raised by PT about Opus not having been who the agreement was with, this a note for all of us in case we get distracted with all the other bits.

[Pos1tive]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Thanks for the information [MENTION=37786]FlamingParrot[/MENTION] - I'll ignore this request from them for now and anticipate they don't send a CCA / Reply to CPR Request.

[FlamingParrot]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

I've finally looked at the attachments and there's a letter asking for proof of your father's medical condition and an income and expenditure form. I would leave all that for last, in the event they could come up with the documents, etc. and your dad had no option but to settle with a Tomlin order to avoid a CCJ, that information would be useful to make a low/token/nominal repayment offer, however, I'd say it's still much too early to be looking at that option. Most of these claims are issued speculatively in the hope of obtaining default judgment, when confronted with someone who challenges them to provide paperwork to back up their claim, a lot of debt purchasers don't know where to begin. :thumb:

[Pos1tive]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Hello [MENTION=37786]FlamingParrot[/MENTION],

Yes the 28 Day Extension was on top of the 33 Days, so Court Claim Date was 2nd July and worked out Defence needs to be submitted by 4th September I will have a look at the generic Court Claim Letters.

Try this Link to see the Documents on Dropbox I mentioned earlier:
https://www.dropbox.com/sh/o9gc80v3i...BuKpoO0Ua?dl=0

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[MENTION=49370]Kati[/MENTION] [MENTION=32643]jon1965[/MENTION] [MENTION=37786]FlamingParrot[/MENTION] [MENTION=55034]nemesis45[/MENTION]

Here is the correct Dropbox Link:
https://www.dropbox.com/sh/o9gc80v3i...BuKpoO0Ua?dl=0

This should work and you shouldn't need to login.

Thanks All

[FlamingParrot]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

The links work but take us to a login page for your Dropbox account so they are private rather than public. Kati kindly offered to ops them up for you if you email her the files. :yo:

[Pos1tive]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

[MENTION=32643]jon1965[/MENTION] - Not sure why, I tried to make it viewable like others have done, will try again on my desktop shortly

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Thanks [MENTION=49370]Kati[/MENTION] - I'll email them shortly

[Kati]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

[MENTION=69182]Pos1tive[/MENTION] ... if you want to email me the docs I'll happily post them up for you (kati@legalbeagles.info) xx

[jon1965]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

The drop box links don't work

[nemesis45]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Hello all, Hope you are having a nice weekend. I still have not received a CCA or anything regarding my CPR Request. I am wondering if I should start preparing my defence and if anyone can help with this?

The court has acknowledged they have received details of an extension
@nemesis45
In the mean Time, I wrote a letter to Mortimer Spinks Solicitors, explaining it would not be a good idea to Pursue my father considering he is 60+, has no savings, ill, has no assets and is on Benefits and unlikely to return to work to which they have replied the attached.

(Copy URL's into a New Window to View)
https://www.dropbox.com/home/MNP%20C...Page+1+Cut.jpg
https://www.dropbox.com/home/MNP%20C...ter+Page+2.jpg

Can anyone advise if I should fill in the forms attached or would that be basically admitting defeat as they have sent a form of the sort previously. Feel like this is a trick / trap by Crapbot's crap Solicitors!

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POS please attach docs as a PDF nem

[FlamingParrot]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Hello all, Hope you are having a nice weekend. I still have not received a CCA or anything regarding my CPR Request. I am wondering if I should start preparing my defence and if anyone can help with this?

If no documents have been received, you could submit a generic defence based around that fact, an example can be found here: http://www.legalbeagles.info/forums/...t-Court-Claims

The court has acknowledged they have received details of an extension

Was that 28 days? The extension runs from your previous deadline, i.e. on top of your original 33 days. :thumb:

(Copy URL's into a New Window to View)
https://www.dropbox.com/home/MNP%20C...Page+1+Cut.jpg
https://www.dropbox.com/home/MNP%20C...ter+Page+2.jpg

Can anyone advise if I should fill in the forms attached or would that be basically admitting defeat as they have sent a form of the sort previously. Feel like this is a trick / trap by Crapbot's crap Solicitors!

The links above require to be able to login to your dropbox account.

You may consider attaching them to the post instead, this may help: http://www.legalbeagles.info/forums/...r-details-safe!)

[Pos1tive]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Hello all, Hope you are having a nice weekend. I still have not received a CCA or anything regarding my CPR Request. I am wondering if I should start preparing my defence and if anyone can help with this?

The court has acknowledged they have received details of an extension
@nemesis45
In the mean Time, I wrote a letter to Mortimer Spinks Solicitors, explaining it would not be a good idea to Pursue my father considering he is 60+, has no savings, ill, has no assets and is on Benefits and unlikely to return to work to which they have replied the attached.

(Copy URL into a New Window to View)
https://www.dropbox.com/sh/o9gc80v3i...BuKpoO0Ua?dl=0

Can anyone advise if I should fill in the forms attached or would that be basically admitting defeat as they have sent a form of the sort previously. Feel like this is a trick / trap by Crapbot's crap Solicitors!

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[Pos1tive]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Have Posted the Letter to Cabot now, so now the waiting game

[nemesis45]

Re: CCJ from Mortimer Clarke on behalf of Cabot (OPUS Credit Card Debt sold to them)

Is this ok?

"Dear Sir/Madam

Your Reference: XXXXXXXX

I have received a letter from you (Attachment A) in correspondence to a Credit Card Agreement request I made dated XX^th July (Attachment B).

I believe this is the correct Reference Number as you have advised of this reference number in a previous Letter sent to myself (Attachment C).

It has taken yourselves 15 days to return the Credit Card Agreement request and I believe this is a deliberate action to delay complying with the CCA request and that you do not expect any more delays, and there usual "40 day delaying” tactic is unacceptable.

I cannot advise anymore then use the Reference number you have provided.

I therefore re. Enclose the £1 Postal Order and ask if you action my Request made on XX^th July immediately."

Well done Pos that's fine, use signed for post and check the delivery date.:tinysmile_twink_t2:

nem