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ReceivedCounty Court Claim from Bryan Carter Solicitors LLP
Received a claim? Yes
Issue Date: 23/06/2015
Amount approx: including fees & costs 988.19
Claimant: LOWELL PORTFOLIO I LTD
Solicitor: BRYAN CARTER SOLICITORS LLP
Original Credit: HSBC
Particulars of Claim:
THE CLAIMANTS CLAIM IS FOR THE SUM OF 794.61, BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER AN AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 BETWEEN THE DEFENDANT AND HSBC Bank PLC, UNDER ACCOUNT REFERENCE (LOWELL AC NO) AND ASSIGNED TO THE CLAIMANT ON 05/02/2013, NOTICE OF WHICH HAS BEEN GIVEN TO THE DEFENDANT.
THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL REPAYMENT UNDER THE TERMS OF THE AGREEMENT AND A DEFAULT NOTICE HAS BEEN SERVED WHICH HAS NOT BEEN COMPLIED WITH.
AND THE CLAIMANT CLAIMS 794.61
THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 1984 AT A RATE OF 8% PER ANNUM FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 63.58
Stat Barred? Not Sure
Have sent: Nothing as received today
Other Info:
Hi,
So I have been sent this claim form, now I'm not entirely sure where this has come from, I don't recall owing money to HSBC. I did once have an account with them, but I changed to a Barclays account in August of 2008.
Letters have been being received to my house for a similar name to mine which I have been writing 'Not known at this address' and sending back (and this name appears on the claim form - I opened because I could see it said 'Defendant' under it, and I'm just fed up of the letters and phone calls and didn't want county court bailiffs to end up turning up here.) The similarity of the name is the same first and second name, but the middle name has been initialled, whereas I have two middle names - don't know if this would be relevant.
I have attempted to access my credit file from Noddle but they were unable to verify who I was?
I do seem to recall that in 2010/11 I received some letters from another DCA regarding HSBC, to which I forwarded a request for them to provide all paperwork they hold on this, and aggreements etc, but they just replied with a letter advising that that was not something they do, and 'urged' me to make payments or legal action would be taken. (I had both letters on my laptop, but the hard drive has recently gone bang and I didn't ever make a back up - sill i know)
I also at the same time called HSBC to see if they had any record of my account to which I was told they have no information in my name.
Original default - date unknown - but as above moved banks in August 2008.
Debt assigned to Lowell 05/02/2013
Any advice of how I should proceed with this?
Would it be worth obtaining a credit report through experian?
If any more info is required, please let me know.
ANY advice would be greatly welcomed with wide open arms.
Issue Date: 23/06/2015
Amount approx: including fees & costs 988.19
Claimant: LOWELL PORTFOLIO I LTD
Solicitor: BRYAN CARTER SOLICITORS LLP
Original Credit: HSBC
Particulars of Claim:
THE CLAIMANTS CLAIM IS FOR THE SUM OF 794.61, BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER AN AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 BETWEEN THE DEFENDANT AND HSBC Bank PLC, UNDER ACCOUNT REFERENCE (LOWELL AC NO) AND ASSIGNED TO THE CLAIMANT ON 05/02/2013, NOTICE OF WHICH HAS BEEN GIVEN TO THE DEFENDANT.
THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL REPAYMENT UNDER THE TERMS OF THE AGREEMENT AND A DEFAULT NOTICE HAS BEEN SERVED WHICH HAS NOT BEEN COMPLIED WITH.
AND THE CLAIMANT CLAIMS 794.61
THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 1984 AT A RATE OF 8% PER ANNUM FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 63.58
Stat Barred? Not Sure
Have sent: Nothing as received today
Other Info:
Hi,
So I have been sent this claim form, now I'm not entirely sure where this has come from, I don't recall owing money to HSBC. I did once have an account with them, but I changed to a Barclays account in August of 2008.
Letters have been being received to my house for a similar name to mine which I have been writing 'Not known at this address' and sending back (and this name appears on the claim form - I opened because I could see it said 'Defendant' under it, and I'm just fed up of the letters and phone calls and didn't want county court bailiffs to end up turning up here.) The similarity of the name is the same first and second name, but the middle name has been initialled, whereas I have two middle names - don't know if this would be relevant.
I have attempted to access my credit file from Noddle but they were unable to verify who I was?
I do seem to recall that in 2010/11 I received some letters from another DCA regarding HSBC, to which I forwarded a request for them to provide all paperwork they hold on this, and aggreements etc, but they just replied with a letter advising that that was not something they do, and 'urged' me to make payments or legal action would be taken. (I had both letters on my laptop, but the hard drive has recently gone bang and I didn't ever make a back up - sill i know)
I also at the same time called HSBC to see if they had any record of my account to which I was told they have no information in my name.
Original default - date unknown - but as above moved banks in August 2008.
Debt assigned to Lowell 05/02/2013
Any advice of how I should proceed with this?
Would it be worth obtaining a credit report through experian?
If any more info is required, please let me know.
ANY advice would be greatly welcomed with wide open arms.
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