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Court claim by Cabot financial

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  • #31
    Re: Court claim by Cabot financial

    Originally posted by Jeff-B View Post
    Received a letter today from Cabot saying they havnt got any documents within the time limit and they agree the credit agreement is unenforceable and judgements cannot be obtained against me unless they can find provide them

    jeff
    They have been sending out those letters to a lot of people on here who have received claims from them. On other threads I suggested writing to the solicitors dealing with the claim, asking them to discontinue the claim in view of the fact that their own clients believe the debt is unenforceable and they are not permitted to obtain judgment in court (I think that's what all their template letters say), so as to save all parties involved further costs and hassle when fighting over a hopeless case, and attaching a copy of the Cabot letter. :thumb:

    It is an abuse of process to pursue a case that has no prospect of success, and here the claimants are saying so themselves! :grin:

    Comment


    • #32
      Re: Court claim by Cabot financial

      Had a letter through today after a year of not hearing from them. they sent me a signed copy of my credit agreement and a list of payment dates. From what I can tell it was 5 years and 10 months between my last payment to them and the day they started proceedings against me, does this mean the debt is not statute barred and I have to pay them. Thanks in advance for reply
      Last edited by Jeff-B; 4th October 2016, 02:21:AM. Reason: Spelling mistake

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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