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Hi again!
My head feels like a tumble dryer at the moment, trying to process the Court Claim in my mind and now that I have read other threads on similar cases....
I am not disputing that there is a debt there and I have tried previously to remedy the problem. But now that this action has been put against me, Once I have sent the letters off today and if they cannot comply with the requests, what happens then...?
Is their claim withdrawn and what happens to the debt...? My understanding is that this could be pursued/challenged again at a later date, by the same company or a new one..
If that is the case, would it be an option to seek a mediator to try and agree a settlement, if I can raise funds from family to help, to draw a line under it, albeit it would be a small percentage of what is being sought, ie an offer of 10%, may be max 20% on 7k debt..
Advice and comments appreciated.
Regards
Dilema
My head feels like a tumble dryer at the moment, trying to process the Court Claim in my mind and now that I have read other threads on similar cases....
I am not disputing that there is a debt there and I have tried previously to remedy the problem. But now that this action has been put against me, Once I have sent the letters off today and if they cannot comply with the requests, what happens then...?
Is their claim withdrawn and what happens to the debt...? My understanding is that this could be pursued/challenged again at a later date, by the same company or a new one..
If that is the case, would it be an option to seek a mediator to try and agree a settlement, if I can raise funds from family to help, to draw a line under it, albeit it would be a small percentage of what is being sought, ie an offer of 10%, may be max 20% on 7k debt..
Advice and comments appreciated.
Regards
Dilema
