Howard Cohen court claim robson way please help

[Shabz2510]

Dear all Hope your all enjoying the weather we are having today.


i received a court claim form on the last week from Howard Cohen solicitors, they did not give 10 days to respond in their original letter.

the debt was for under £4,500k and was taken out in 2008 from Alliance an leciester and now apparently it has been taken over by satander and now been passed onto various debt agencies during the last several years and finally now I think its robson way. I replied in my defence to court papers as it was statute barred as was I sure of it, that 6 years had passed..

Howard cohen responded stating that I made a payment in July 2009, making it not statute barred and now I am worried. I cannot recall if I did or not..
they have asked me to withdraw my defence in writing.
i never really got a breakdown of the intersts and their has so been so many DCA during the years I cannot recall how many.
Do they need to provide details of payment, I.e transaction detail ref. and what account it came from..

alliance leicester never sid they passed on the debt, also I remembered seeing it was gone upto £10k at one point from another DCA..

To make matters worse we had a burglary last month and they took all our valuables 10k loss insurance not paying out..

please help..

[FlamingParrot]

Re: Howard Cohen court claim robson way please help

Welcome aboard

Not had much time to enjoy the weather but it's lovely to see spring springing.

Sorry to hear about the burglary, may I ask why the insurance is not paying out?

Santander bought the A&L as a whole, I also bank with them purely for that reason. I think all A&L accounts were fully rebranded by 2010. The A&L ceased to exist and became absorbed by Santander.

Is there any reason why you would have made just ONE random payment in July 2009? Sounds a bit odd. :noidea:

Have they provided you with a statement showing that payment or just a letter saying a payment was made?

[nemesis45]

Re: Howard Cohen court claim robson way please help

You need to tell Cohen to prove the payment, exactly when, how and by whom!
nem

[Shabz2510]

Re: Howard Cohen court claim robson way please help

Welcome aboard

Not had much time to enjoy the weather but it's lovely to see spring springing.

Sorry to hear about the burglary, may I ask why the insurance is not paying out?

Santander bought the A&L as a whole, I also bank with them purely for that reason. I think all A&L accounts were fully rebranded by 2010. The A&L ceased to exist and became absorbed by Santander.

Is there any reason why you would have made just ONE random payment in July 2009? Sounds a bit odd. :noidea:

Have they provided you with a statement showing that payment or just a letter saying a payment was made?

The insurance are not paying out based on discrepancies apparently we did not disclose all the jewelery abound £1500 mark. We are still fighting it.

howard cohen said that the last paymenf on the account was July 2009. I cannot recall I called Barclays and they said they don't have information going that far back and I would need to request this in writing..

what if they are just bluffing and why would they invite me to withdraw my defence, if they had such a strong case, why wouldn't they charge ahead full steam..

Also I was thinking of writing to them to acquire this information before progressing to court hearing.. Do they need to give me this information, account details, payment made, which account made from, ref no. so I can check with my bank?? Or do you think they don't have full details and just a simple entry. Which will obviously help I. My favour if I did make that payment..

thanks guys