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Received a claim? Yes
Issue Date: 14-2-2015
Amount approx: £2400
Claimant: hoist portfolio holding 2 limited
Solicitor: howard cohen & co
Original Credit: alliance & leicester / santander
Particulars of Claim:
This claim is for the sum of £2400 in respect of monies owing
pursuant to an overdraft facility under a/c number xxxxxxxx
The debt was legally assigned by Santander UK PLC to the claimant
and notice has been served. The defendant has failed to repay
overdrawn sums owing under terms and conditions of the bank account.
The claimant claims
1. The sum of £2400
2. Intersest persuant to s69 of the county court act 1984 at a rate
of 8.00 percent from the 3/02/15 to the date hereof
13 days is the sum of 7.29
3. Daily interest at the rate of .56
4. Costs
Stat Barred? No
Have sent:
Other Info:
Original overdraft was for £250, after changing jobs and taking a cut
in pay and various other things going on at the time i exceded my limit
charges got of hand, direct debits going out then being returned etc it
soon built up. i foolishly chose to ignore it and other accounts as it got to much.
this was back in 2010 and didnt hear much ater the default apart from
the odd statemnt just showing the balance until recent when i recieved letters
saying id have a cc request if i didnt reply to the letters,
then the court claim forms arrived yesterday. I dont want a ccj ofcourse
and want to pay it off but would like to know how it got to £2400 and
plus further costs now. last payment on the account or contact
would have been a few months before the default 2/6/2010. i cant afford
to pay it off in one so would have to be installments. I have no experience
with cc action and dont know what to do next. i have read the basics on here
but am still a bit lost. any help or guidance will be appreciated. thanks
Issue Date: 14-2-2015
Amount approx: £2400
Claimant: hoist portfolio holding 2 limited
Solicitor: howard cohen & co
Original Credit: alliance & leicester / santander
Particulars of Claim:
This claim is for the sum of £2400 in respect of monies owing
pursuant to an overdraft facility under a/c number xxxxxxxx
The debt was legally assigned by Santander UK PLC to the claimant
and notice has been served. The defendant has failed to repay
overdrawn sums owing under terms and conditions of the bank account.
The claimant claims
1. The sum of £2400
2. Intersest persuant to s69 of the county court act 1984 at a rate
of 8.00 percent from the 3/02/15 to the date hereof
13 days is the sum of 7.29
3. Daily interest at the rate of .56
4. Costs
Stat Barred? No
Have sent:
Other Info:
Original overdraft was for £250, after changing jobs and taking a cut
in pay and various other things going on at the time i exceded my limit
charges got of hand, direct debits going out then being returned etc it
soon built up. i foolishly chose to ignore it and other accounts as it got to much.
this was back in 2010 and didnt hear much ater the default apart from
the odd statemnt just showing the balance until recent when i recieved letters
saying id have a cc request if i didnt reply to the letters,
then the court claim forms arrived yesterday. I dont want a ccj ofcourse
and want to pay it off but would like to know how it got to £2400 and
plus further costs now. last payment on the account or contact
would have been a few months before the default 2/6/2010. i cant afford
to pay it off in one so would have to be installments. I have no experience
with cc action and dont know what to do next. i have read the basics on here
but am still a bit lost. any help or guidance will be appreciated. thanks
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