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Defence due today

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  • #1

    Defence due today

    Hi I had a claim from Northampton CCBC, the claimants solicitors wrote to me after i sent them the CPR 31.14 and the other one asking for my consumer credit agreement. They said they agreed for a 28 day extension and i was to write to the court to inform them.

    The creditor is Marlin and i don't trust them one bit, I have in theory got an extension until March 18th but the original deadline for defence was today.

    They haven't sent me the consumer credit agreement as it is an egg card and it doesn't exist, should i file my defence today anyway and if so can someone please point me in the right direction?

    Thanks in adavnce
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  • #2
    Re: Defence due today

    Have you got written confirmation of the extension? and have you forwarded it onto the courts?
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

    I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle
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    • #3
      Re: Defence due today

      I have but not had any email confirmation from them our than the original auto response. I have phoned the court twice, once yesterday who said i had an extension until 18th March although didn't sound to confident and so i rang again today. The lady i spoke to today, after speaking to colleagues said I also had an extension until then but they await instructions from the claimant. I am just worried they will sneak in and I will get a judgement against me

      Comment

      • #4
        Re: Defence due today

        If you've got an extension (and the court's confirmed this to you) then I'd say you'll be fine
        Debt is like any other trap, easy enough to get into, but hard enough to get out of.

        It doesn't matter where your journey begins, so long as you begin it...

        recte agens confido

        ~~~~~

        Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

        I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
        But please include a link to your thread so I know who you are.

        Specialist advice can be sought via our sister site JustBeagle
        • 1 thank

        Comment

        • #5
          Re: Defence due today

          Thanks Kati, fingers crossed!
          • 1 thank

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