Capquest, drydens, lloyds, and me 2 (help)

[Diana M]

Re: Capquest, drydens, lloyds, and me 2 (help)

Hi Di,

Your thoughts would be well received

I'm thinking they've not threatened to do anything so you have no need to do anything.

They've not answered your Part 18 Questions. They know that, hence their feeble letter with no deadline for you to respond "or else".

They may even have figured out the debt is Statute Barred (otherwise why would you have asked those 3 particular questions) so any return to court would be futile. They will know you can ask the court to force them to answer those questions if/when you want. I see no reason to re-send the letter.

There are legal twists and turns (applications) which you could initiate to get rid, but then again you can leave well alone until they decide to pounce (if they do) and you can then pounce right back at them with both barrels.

Your dignified silence may be worrying them. They can always discontinue if they want

Di

[MrsJ]

Re: Capquest, drydens, lloyds, and me 2 (help)

Hi Di,

We have received this letter today, could we have your thoughts on its content please.

How can they be surprised with our non-response when they did not answer our question?

[nemesis45]

Re: Capquest, drydens, lloyds, and me 2 (help)

Hi Di,

We have received this letter today, could we have your thoughts on its content please.

How can they be surprised with our non-response when they did not answer our question?

Hello Mrs J it's a standard Drydens phishing letter.

nem

[Diana M]

Re: Capquest, drydens, lloyds, and me 2 (help)

Hi Di,

We have received this letter today, could we have your thoughts on its content please.

How can they be surprised with our non-response when they did not answer our question?

My thoughts are the same as your thoughts. It's a case of 'pot calling kettle black' isn't it.

It's five weeks since they last wrote to you so they're simply trying to create a conversation which you don't need to have.

You've set out your position (that they've not responded to your Part 18 Questions) and there's nothing more to add.

That letter doesn't say they'll do anything nasty if you don't reply in 14 days. I see no threats in it.

Maybe they'll stop writing or maybe they'll apply to lift the stay and keep going. You could make an application to strike out the claim but that entails a risk (and costs) if they redouble their efforts to prove their case.

If they attack you can defend.

Let them stew in the meantime.

Di