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Court Claim - Cabot / CAPITAL ONE - 14-1-2015

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  • Court Claim - Cabot / CAPITAL ONE - 14-1-2015

    Received a claim? Yes
    Issue Date: 14-1-2015
    Amount approx: 1100
    Claimant: Cabot
    Solicitor: Mortimer Clarke
    Original Credit: CAPITAL ONE

    Particulars of Claim:
    By an agreement between CAPITAL ONE (CO) & the defendant on or around ??/??/???? (the agreement) CO agree to issue the defendant with a credit card upon the terms & conditions set out therein. in breach of the agreement the defendant failed to make the minimum payments due & the agreement was terminated. The agreement was assigned to the claimant.. THE CLAIMANT THEREFORE CLAIMS ???????

    Stat Barred?

    Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request

    Other Info:
    debt been with many DCA cap quest, hl legal solicitors, fire, cabot, marlin then back to cabot
    “Never give in–never, never, never, never, in nothing great or small, large or petty, never give in except to convictions of honour and good sense. Never yield to force; never yield to the apparently overwhelming might of the enemy.”
    Tags: None

  • #2
    Re: Court Claim - Cabot / CAPITAL ONE - 14-1-2015

    Hi welcome to LB,
    Some history please.
    When was the account opened?
    When was it defaulted?
    Do you know the date of the last payment?
    Does the account show on credit reference files?

    I note there is only mention of an " agreement" not an agreement regulated under CCA 1974

    " The claimant therefore claims" What?

    Fire/Cabot Marlin are all one group of companies now!
    Seems possible this is an old resurrected debt since the companies were amalgamated??



    nem

    Comment


    • #3
      Re: Court Claim - Cabot / CAPITAL ONE - 14-1-2015

      Originally posted by nemesis45 View Post
      Hi welcome to LB,
      Some history please.
      When was the account opened?
      When was it defaulted?
      Do you know the date of the last payment?
      Does the account show on credit reference files?

      I note there is only mention of an " agreement" not an agreement regulated under CCA 1974

      " The claimant therefore claims" What?

      Fire/Cabot Marlin are all one group of companies now!
      Seems possible this is an old resurrected debt since the companies were amalgamated??



      nem
      account opened 2008
      defaulted 2010
      last payment Not sure
      and yes on credit file
      Last edited by D DAY; 3rd February 2015, 01:28:AM.
      “Never give in–never, never, never, never, in nothing great or small, large or petty, never give in except to convictions of honour and good sense. Never yield to force; never yield to the apparently overwhelming might of the enemy.”

      Comment


      • #4
        Re: Court Claim - Cabot / CAPITAL ONE - 14-1-2015

        I note there is only mention of an " agreement" not an agreement regulated under CCA 1974

        " The claimant therefore claims" What?

        sorry to sound stupid but what does this mean??
        “Never give in–never, never, never, never, in nothing great or small, large or petty, never give in except to convictions of honour and good sense. Never yield to force; never yield to the apparently overwhelming might of the enemy.”

        Comment


        • #5
          Re: Court Claim - Cabot / CAPITAL ONE - 14-1-2015

          H D Day quick response to your PM sent.

          nem

          Comment

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