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Received a claim? Yes
Issue Date: 24-11-2014
Amount approx: 12,225.00
Claimant: Capquest Investments
Solicitor: Drydens Fairfax
Original Credit: Lloyds
Particulars of Claim:
1. Claim for the sum of £12225.53 in respect of monies owing by the defendant on a credit ageement held by the defendant with LLoyds Banking group.
2. A default notice was served upon the defendant and has not been complied with.
3. by virtue of a sale agreement between Lloyds banking group and the claimant, the claim vested in the claimant who has a genuine commercial interest. The defendant has been notified of the assignment by letter.
Stat Barred? Yes
Have sent: Acknowledged the Claim
Other Info:
before I received the claim form (approximately 6 weeks), I received a letter chasing a debt out of the blue after 6 years from Capquest. I wrote to them asking for proof of the debt, ie a signed agreement by recorded delivery sending them £1. I never got any response for my letter which included Sections 77-70 of the CCA 1974 agreement.
In my defence to the court, I have outlined I have received no agreement and that I dont acknowledge this debt.
I have not put in my defence that it is statute barred, I am awaiting to see if Drydens Fairfax will respond to my defence so far - they have up untill Jan 25th or the claim will become 'Stayed' the court have told me.
Have I done this correctly so far?
The debt relates to a Halifax credit card I stopped paying in March 2008 when I lost my job and I heard nothing after that time until September 2014 when Capquest sent a letter saying I owe this money and I responded as above.
I am wondering if I will be able to play the statute barred card going forward... assuming Capquest will reply to my defence.
Issue Date: 24-11-2014
Amount approx: 12,225.00
Claimant: Capquest Investments
Solicitor: Drydens Fairfax
Original Credit: Lloyds
Particulars of Claim:
1. Claim for the sum of £12225.53 in respect of monies owing by the defendant on a credit ageement held by the defendant with LLoyds Banking group.
2. A default notice was served upon the defendant and has not been complied with.
3. by virtue of a sale agreement between Lloyds banking group and the claimant, the claim vested in the claimant who has a genuine commercial interest. The defendant has been notified of the assignment by letter.
Stat Barred? Yes
Have sent: Acknowledged the Claim
Other Info:
before I received the claim form (approximately 6 weeks), I received a letter chasing a debt out of the blue after 6 years from Capquest. I wrote to them asking for proof of the debt, ie a signed agreement by recorded delivery sending them £1. I never got any response for my letter which included Sections 77-70 of the CCA 1974 agreement.
In my defence to the court, I have outlined I have received no agreement and that I dont acknowledge this debt.
I have not put in my defence that it is statute barred, I am awaiting to see if Drydens Fairfax will respond to my defence so far - they have up untill Jan 25th or the claim will become 'Stayed' the court have told me.
Have I done this correctly so far?
The debt relates to a Halifax credit card I stopped paying in March 2008 when I lost my job and I heard nothing after that time until September 2014 when Capquest sent a letter saying I owe this money and I responded as above.
I am wondering if I will be able to play the statute barred card going forward... assuming Capquest will reply to my defence.