Lowell/Carter Tomlin Order please help!

[Charlotte_starlet]

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[FlamingParrot]

Re: Lowell/Carter Tomlin Order please help!

what the hell do I do now! I don't even know what a tomlin order is! Help!

A Tomlin Order is just a document that stays the proceedings as long as you keep to the terms of the order. Basically you agree a monthly installment you can afford and avoid a CCJ. It is important to make sure you can maintain the payments in the long term, because it can be very difficult to vary the terms of the order, but it's a good way of avoiding a CCJ. :thumb:

[MIKE770]

Re: Lowell/Carter Tomlin Order please help!

Make sure you get them to prove a £1.00 payment, no doubt phantom payment there proof of how paid by whom and How with evidence.

[nemesis45]

Re: Lowell/Carter Tomlin Order please help!

You must demand unequivocal proof of the alleged payment.
How it was made, cheque, postal order, debit card.

Account a cheque was drawn on, name of account holder, bank name and sort code.
PO number, issuing office , payee.
Debit card 16 digit number, 3 digit security code, expiry date, issuing bank.
State that without unequivocal proof the payment is denied.

Did you make a CCA request that was unfulfilled?

[FlamingParrot]

Re: Lowell/Carter Tomlin Order please help!

Edited for privacy.

[Charlotte_starlet]

Re: Lowell/Carter Tomlin Order please help!

If I read the below correctly, the OP has stated that they found the £1 payment in their OWN statements.

Unfortunately I have found a £1 payment but not on the date they said I paid £1 - completely different month!

im not sure what to do now, I'm thinking I should just go ahead with the defense, based on the fact they have stated 11/2/10 was the date in their letter today to me and I have my statements to prove I didn't pay then. I am going to stay quiet about my findings today and hope to god they have made a huge error!

Or do I agree to the Tomlin?

thanks for your answers, it's so comforting to find good advice

[FlamingParrot]

Re: Lowell/Carter Tomlin Order please help!

Or do I agree to the Tomlin?

A Tomlin could be a useful way to avoid a CCJ if it comes to that, as it doesn't appear on the record.

[Charlotte_starlet]

Re: Lowell/Carter Tomlin Order please help!

Edit

[Charlotte_starlet]

Re: Lowell/Carter Tomlin Order please help!

Edit

[FlamingParrot]

Re: Lowell/Carter Tomlin Order please help!

i read on another forum that they may offer a Tomlin in a last ditch attempt, do you think that could be true here, they seem to have no idea on the phone what is going on!

They never have much of a clue. :grin:

The Tomlin Order works both ways, because it stops you from getting a CCJ that would show up not only on your credit files (which not everyone can access) but also on the public record (which is accessible to anyone upon payment of a small fee), for six years. The Tomlin Order does not appear on the record. :thumb:

[Charlotte_starlet]

Re: Lowell/Carter Tomlin Order please help!

Thanks so much for all your help on this, I guess I will wait it out now and pray for the best!

im getting paranoia over having posted this here, I can't seem to delete my post, only edit it, which still shows quotes from my posts, how do I so this?

[FlamingParrot]

Re: Lowell/Carter Tomlin Order please help!

No worries no need to delete the posts, I will edit mine which is the only one that quoted yours. :thumb:

Have edited my post.

[Charlotte_starlet]

Re: Lowell/Carter Tomlin Order please help!

Phew! I've spent ages trying to figure out how to delete, I have visions of Bryan Carter in a MI5 type mission to track me down through the internet! That would be brilliant! Thanks again, you're a superstar!