Court Claim - Lowell / Shop Direct - 27-11-2014

[eggo]

Received a claim? Yes
Issue Date: 27-11-2014
Amount approx: 6216.57
Claimant: Lowell
Solicitor: Bryan Carter
Original Credit: Shop Direct

Particulars of Claim:
THIS CLAIM IS FOR 5283.86, THE AMOUNT
DUE UNDER A AGREEMENT BETWEEN THE ORIGINAL
CREDITOR AND THE DEFENDENT TO PROVIDE
FINANCE AND/OR SERVICES AND/OR GOODS.


THIS DEPT WAS ASSINGED TO/PURCHASED BY
Lowell portfolio 1 ltd,
ON 20/09/2010 AND NOTICE SERVED
PERSUANT TO THE LAW OF PROPERTY ACT 1925


PARTICULARS
RE- Shop Direct
A/C No. xxxxxxxx


AND THE CLAIMANT CLAIMS 5283.86


THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST
PERSUANT TO S.69 OF THE COUNTY ACT 1984 AT A
RATE OF 8% PER ANNUM
FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT
TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR
AND A MAXIMUM OF 1000 AMOUNTING TO 422.71

Stat Barred? Yes

Have sent:

Other Info:
My wife has received a letter from Lowell Portfolio Ltd for a outstanding debt of over 6k


Claimant
LOWELL PORTFOLIO I LTD
ELLINGTON HOUSE
9 SAVANNAH WAY
LEEDS
LS10 1AB


Address for sending documents and payment
BRYAN CARTER SOLICITERS LLP[
11 DE HAVILLAND DRIVE
WEYBRIDGE SURREY
KT13 0YP


In the
COUNTY COURT BUSINESS CENTRE


Claim Number
xxxxxxxxxxxxxxx


Issue Date


27 Nov 2014


Particulars of claim
THIS CLAIM IS FOR 5283.86, THE AMOUNT
DUE UNDER A AGREEMENT BETWEEN THE ORIGINAL
CREDITOR AND THE DEFENDENT TO PROVIDE
FINANCE AND/OR SERVICES AND/OR GOODS.


THIS DEPT WAS ASSINGED TO/PURCHASED BY
Lowell portfolio 1 ltd,
ON 20/09/2010 AND NOTICE SERVED
PERSUANT TO THE LAW OF PROPERTY ACT 1925


PARTICULARS
RE- Shop Direct
A/C No. xxxxxxxx


AND THE CLAIMANT CLAIMS 5283.86


THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST
PERSUANT TO S.69 OF THE COUNTY ACT 1984 AT A
RATE OF 8% PER ANNUM
FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT
TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR
AND A MAXIMUM OF 1000 AMOUNTING TO 422.71


Amount Claimed 5706.57
Court Fee 410.00
Solicitor's Costs 100.00
Total Amount 6216.57

I am assuming its a catalogue dept but my wife assures me she has not had a catalogue in her name apart from a next catalogue with only a £100 limit


We have no idea were the dept has come from we have been living at this address since 2006 since we bought our own home so nearly 10yrs, and never had a catalogue in this time apart from next, and especially with a 5,000 limit or there a bouts


We are unsure of our next step I was thinking of phoning Shop Direct during business hours with the account number provided and going straight to the source is this a good idea

This letter received today is our first correspondence about the dept with this company or any other

[FlamingParrot]

Re: Court Claim - Lowell / Shop Direct - 27-11-2014

Hi and welcome

You need to acknowledge the claim within 14 days of receipt and follow the process outlined below, whereby you request proof of the debt from Lowell in the form of a CCA request and BC with a CPR request for documents to back up their claim. Shop Direct probably won't be much help if the debt was sold to Lowell in 2010. Once you acknowledge you will have a total of 33 days from date on claim to submit a defence. :clock:

1: ACKNOWLEDGE THE CLAIM - you can do this online usually at www.moneyclaim.gov.uk
You'll need your claim reference and password from the front of the claim form

2: Send A CCA REQUEST to the CLAIMANT ( see here )
This applies to all credit cards / loans / hire purchase / store cards type debt. It doesn't apply to Mobile Phones / Utilities or Overdrafts.

3: Send a CPR request to the CLAIMANT'S SOLICITORS ( see here )
This applies to everything unless they happen to have supplied you with a bunch of paperwork to back up their claim (v. unlikely)