Hi,
This is my first post, so please excuse the ramblings,but i was hoping someone would be able to offer help with my situation. which I will try to summise as briefly as possible:
In November of last year I received a letter from Restons solicitors stating I owed an amount to HFC bank from a credit card contract agreement dated on or about February 1995 for x amount, so pay up.
Not knowing what it was about, I wrote and asked for a copy of the agreement.
Several days later I received a Claim form from Northampton CC Bulk Centre, with the limited time to reply, so only having an agree or dispute, I used the on-line facililty to object, stating that I had not received details of what the claim was about.
Received confirmation of response, followed by a letter in early December acknowledging and stating that a copy had gone to the claiimant, stating that they may contact you
I received a letter from Restons stating they had not received my letter,unsure precisely what details I required, a copy of a statement with transaction details, that I had no defence, and withdraw my defence or I would pay.
I responded by letter, stating that I wanted to see a copy of of the agreement dated on or about February 1995 before I could comment further, received no reply.
Received allocation questionnaire, which I duly filled and returned
Received a Notice of Transfer of Proceedings stating that I would receive directions regarding allocation.
This morning I received a General Form of Judgement or Order stating:
The defendant must file at Court and serve on the Claimant a proper degfence setting out precisely upon what basis he denies the claim by 4pm 11th March, failing which the Defence shall be struck out without further order.
What can I do next?
This is my first post, so please excuse the ramblings,but i was hoping someone would be able to offer help with my situation. which I will try to summise as briefly as possible:
In November of last year I received a letter from Restons solicitors stating I owed an amount to HFC bank from a credit card contract agreement dated on or about February 1995 for x amount, so pay up.
Not knowing what it was about, I wrote and asked for a copy of the agreement.
Several days later I received a Claim form from Northampton CC Bulk Centre, with the limited time to reply, so only having an agree or dispute, I used the on-line facililty to object, stating that I had not received details of what the claim was about.
Received confirmation of response, followed by a letter in early December acknowledging and stating that a copy had gone to the claiimant, stating that they may contact you
I received a letter from Restons stating they had not received my letter,unsure precisely what details I required, a copy of a statement with transaction details, that I had no defence, and withdraw my defence or I would pay.
I responded by letter, stating that I wanted to see a copy of of the agreement dated on or about February 1995 before I could comment further, received no reply.
Received allocation questionnaire, which I duly filled and returned
Received a Notice of Transfer of Proceedings stating that I would receive directions regarding allocation.
This morning I received a General Form of Judgement or Order stating:
The defendant must file at Court and serve on the Claimant a proper degfence setting out precisely upon what basis he denies the claim by 4pm 11th March, failing which the Defence shall be struck out without further order.
What can I do next?
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