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Arrow & Court Papers What to do?

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  • #61
    Re: Arrow & Court Papers What to do?

    IN THE XXXXXX COUNTY COURT

    CLAIM BUMBER XXXXX

    BETWEEN
    ARROW GLOBAL
    CLAIMANT
    V


    LIZZ1
    DEFENDANT
    DEFENCE


    1. This claim is neither admitted nor denied with regards to the Defendant entering in to an Agreement or contract referred to in the Particulars of Claim ('the Agreement' or contract) the Claimant has yet to disclose any Agreement or contract as to the defendants CPR 31.14 Request. The claim fails to disclose any cause of action and is extremely vague in nature. The claim fails to deal with the basic rules of CPR, even allowing the constraints of a bulk issuer.

    2. The defendant has absolutely no knowledge of any debt, and despite asking for proof a debt exists nothing has been forthcoming.

    3. No documents supporting this claim in the particulars have been attached despite a request under CPR 31.14, and as a result of this, the defendant is unable to plead in defence to this claim.

    4. Without clarification of the claimants claim, the defendant is extremely disadvantaged and the claimants claim appers to be without merit. The defendant asks to to be allowed to submit a complete defence should the claimant provide copies of the original document he will rely on.

    5. The particulars of claim are denied with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to:

    (a) show how the Defendant has entered into an agreement or contract with the Claimant; and
    (b) show how the Defendant has reached the amount claimed for; and
    (c) show how the Claimant has the legal right, either under statute or equity to issue a claim;

    6. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.

    7. Furthermore, if the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 and 196 of the Law of Property Act 1925 and Section 82 (a) of the Consumer Credit Act 1974.

    8. The claimant has failed to comply with sections 111 AND 1V of the pre action conduct "practice directions"

    9. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

    10. For advoidance of doubt, the defendant is unable to plead effectively or at all to the particulars of claim


    Statement ofTruth


    I believe that the facts stated in this Defence of claim to be true.


    Dated this 18th October 2012.



    now remember to fill your name in as defendant
    and what county court (in the xxx county court)
    and case number

    thanks ALHAM, i do tend to get carried away and forget the obvious
    Last edited by miliitant; 18th October 2012, 12:03:PM.

    Comment


    • #62
      Re: Arrow & Court Papers What to do?

      How about.

      I have absolutely no knowledge of any debt, despite my asking for proof a debt exists nothing has been forthcoming.

      D

      Comment


      • #63
        Re: Arrow & Court Papers What to do?

        Looks good. Lizzy, remember to send a copy to the claimant.

        Comment


        • #64
          Re: Arrow & Court Papers What to do?

          Originally posted by davyb View Post
          How about.

          I have absolutely no knowledge of any debt, despite my asking for proof a debt exists nothing has been forthcoming.

          D
          thanks davy

          ill put that inn on point 2

          NOW ALL DONE
          Last edited by miliitant; 18th October 2012, 11:19:AM.

          Comment


          • #65
            Re: Arrow & Court Papers What to do?

            Originally posted by davyb View Post
            How about.

            I have absolutely no knowledge of any debt, and despite my asking for proof that a debt exists nothing has been forthcoming.

            D
            Sorry for being pedantic but either of the two inserted words should be used to tie in with the text of the Defence

            Comment


            • #66
              Re: Arrow & Court Papers What to do?

              i have played a bit more with the defence

              comments please

              lets get it bang on

              Comment


              • #67
                Re: Arrow & Court Papers What to do?

                Point 7. Why section 82 of the CCA?

                D

                Comment


                • #68
                  Re: Arrow & Court Papers What to do?

                  Being very thick today - where is the latest bit?

                  Comment


                  • #69
                    Re: Arrow & Court Papers What to do?

                    i put in an extra paragraph, and removed a bit :tinysmile_aha_t:

                    ime looking at using the above as some sort of template for people with future claims as well

                    it all helps

                    Comment


                    • #70
                      Re: Arrow & Court Papers What to do?

                      Originally posted by davyb View Post
                      Point 7. Why section 82 of the CCA?

                      D
                      82 (A)
                      Where rights of a creditor under a regulated consumer credit agreement are assigned to a third party, the assignee must arrange for notice of the assignment to be given to the debtor

                      do you think that is not relevant

                      i put 82 when it should be 82 (a)

                      Comment


                      • #71
                        Re: Arrow & Court Papers What to do?

                        Originally posted by miliitant View Post
                        IN THE XXXXXX COUNTY COURT

                        CLAIM BUMBER XXXXX

                        BETWEEN
                        ARROW GLOBAL
                        CLAIMANT
                        V


                        LIZZ1
                        DEFENDANT
                        DEFENCE


                        1. This claim is neither admitted nor denied with regards to the Defendant entering in to an Agreement or contract referred to in the Particulars of Claim ('the Agreement' or contract) the Claimant has yet to disclose any Agreement or contract as to the defendants CPR 31.14 Request. The claim fails to disclose any cause of action and is extremely vague in nature. The claim fails to deal with the basic rules of CPR, even allowing for the constraints of a bulk issuer.

                        2. The defendant has absolutely no knowledge of any debt, and despite
                        my asking for proof that a debt exists nothing has been forthcoming.

                        3. No documents supporting this claim have been offered
                        (attached?)
                        in the particulars despite a request under CPR 31.14, and as a result of this,i amthe Defendant is unable to plead in defence to this claim.

                        4. Without clarification of the claimants claim, the defendant is extremely disadvantaged and the claimants claim appe
                        ars to be without merit. The defendant asks to to be allowed to submit ( complete defence) {fully particularised defence} should the claimant provide copies of the original document he will rely on.

                        5. The particulars of claim are denied with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to:

                        (a) show how the Defendant has entered into an agreement or contract with the Claimant; and
                        (b) show how the Defendant has reached the amount claimed for; and
                        (c) show how the Claimant has the legal right, either under statute or equity to issue a claim;

                        6. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.

                        7.
                        (Furthermore, if) {On the alternative, as} the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 and 196 of the Law of Property Act 1925 and Section 82 of the Consumer Credit Act 1974.

                        8. The claimant has failed to comply with
                        any, as far is necessary, with sections 111 AND 1V of the pre action conduct "practice directions"

                        9. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

                        10.
                        For avoidance of doubt, the defendant is unable to plead effectively or at all to the particulars of claim


                        Statement ofTruth


                        I believe that the facts stated in this Defence of claim to be true.


                        Dated this 18th October 2012.



                        now remember to fill your name in as defendant
                        and what county court (in the xxx county court)
                        and case number

                        thanks ALHAM, i do tend to get carried away and forget the obvious
                        Just a few blimps, I suggest that text in blue is removed, red are my suggestions and (text) should replace {text}

                        Comment


                        • #72
                          Re: Arrow & Court Papers What to do?

                          Sorry, point 7 should be "Furthermore, even if"

                          Comment


                          • #73
                            Re: Arrow & Court Papers What to do?

                            i have done the changes

                            comments please

                            Comment


                            • #74
                              Re: Arrow & Court Papers What to do?

                              IN THE XXXXXX COUNTY COURT

                              CLAIM BUMBER XXXXX


                              BETWEEN
                              ARROW GLOBAL
                              CLAIMANT
                              V


                              LIZZ1
                              DEFENDANT
                              DEFENCE


                              1. This claim is neither admitted nor denied with regards to the Defendant entering in to an Agreement or contract referred to in the Particulars of Claim ('the Agreement' or contract) the Claimant has yet to disclose any Agreement or contract as to the defendants CPR 31.14 Request. The claim fails to disclose any cause of action and is extremely vague in nature. The claim fails to deal with the basic rules of CPR, even allowing the constraints of a bulk issuer.

                              2. The defendant has absolutely no knowledge of any debt, and despite asking for proof a debt exists nothing has been forthcoming.

                              3. No documents supporting this claim in the particulars have been attached despite a request under CPR 31.14, and as a result of this, the defendant is unable to plead in defence to this claim.

                              4. Without clarification of the claimants claim, the defendant is extremely disadvantaged and the claimants claim appers to be without merit. The defendant asks to to be allowed to submit a complete defence should the claimant provide copies of the original document he will rely on.

                              5. The particulars of claim are denied with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to:

                              (a) show how the Defendant has entered into an agreement or contract with the Claimant; and
                              (b) show how the Defendant has reached the amount claimed for; and
                              (c) show how the Claimant has the legal right, either under statute or equity to issue a claim;

                              6. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.

                              7. Furthermore, if the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 and 196 of the Law of Property Act 1925 and Section 82 (a) of the Consumer Credit Act 1974.

                              8. The claimant has failed to comply with sections 111 AND 1V of the pre action conduct "practice directions"

                              9. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

                              10. For advoidance of doubt, the defendant is unable to plead effectively or at all to the particulars of claim


                              Statement ofTruth


                              I believe that the facts stated in this Defence of claim to be true.


                              Dated this 18th October 2012.



                              now remember to fill your name in as defendant
                              and what county court (in the xxx county court)
                              and case number

                              thanks ALHAM, i do tend to get carried away and forget the obvious

                              Comment


                              • #75
                                Re: Arrow & Court Papers What to do?

                                You both have worked very hard thank you so much. Do I send a copy to the solicitor or arrow?

                                Comment

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                                SHORTCUTS


                                First Steps
                                Check dates
                                Income/Expenditure
                                Acknowledge Claim
                                CCA Request
                                CPR 31.14 Request
                                Subject Access Request Letter
                                Example Defence
                                Set Aside Application
                                Directions Questionnaire



                                If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





                                NOTE: If you receive a court claim note these dates in your calendar ...
                                Acknowledge Claim - within 14 days from Service

                                Defend Claim - within 28 days from Service (IF you acknowledged in time)

                                If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




                                We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                                If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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