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Questions about a claim against me/possible CCJ

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  • #16
    Re: Questions about a claim against me/possible CCJ

    Further to this, I have now been offered an agrement to pay £20 a month to settle the claim, without a CCJ being filed. (Charges/fees have been dropped, and the original CCA has been produced).

    This doesn't seem unreasonable to me - however, I have to sign something called a 'consent order' and withdraw my defence.

    Can anyone advise if there is any reason not to agree to a consent order?

    Also, will the creditor have the right to ask for an attachment of earnings, or can that only be achieved through a CCJ?

    Many Thanks again.

    FF

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    SHORTCUTS


    First Steps
    Check dates
    Income/Expenditure
    Acknowledge Claim
    CCA Request
    CPR 31.14 Request
    Subject Access Request Letter
    Example Defence
    Set Aside Application
    Directions Questionnaire



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



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    If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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