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Tower capital - Help needed with court claim

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  • Tower capital - Help needed with court claim

    Tower are charging me £505 including a £35 charge for a loan of £220. i have offered to pay the £220 in full or split over 2 months but they have refused advising the charges are to be paid.
    The claim form was issued with a date of 4/2/10 which i believe i have 14 days to complete with an extra 14 days which i have asked for from money claim on line. i think this expires on 5/3/10.

    The claim was for:
    amount claimed £470.40
    court fee £35.00
    solicitors 0
    total 505.40

    poc - default under agreement number xxxxxxxxxxxx
    unpaid pay day loan.

    date on claim is 4/2/10 - i have not extended the time yet although i will be soon.

    i sent a CPR CPR31.14 which i have received back yesterday and i stated i wanted to defend all.
    Only thing is im out of my depth and am unsure of my next option. can someone help if i fax the agreement over?

    thanks in advance.

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