BWLegal raised a claim for a utility bill I believe to be statute barred

[debtsrus]

Also checked my credit file through clearscore and checkmyfile. No default markers of any sort

[echat11]

Also checked my credit file through clearscore and checkmyfile. No default markers of any sort

For the debt to be Statute Barred you mustn't have acknowledged the debt in writing over the last 6 years and not made any
payments to the account in the last 6 years (from Default Date). You can include point 7, but it may not be 'Statute Barred.

[debtsrus]

Submitted my defence.

I've left in the statute barred comment as the SAR revealed that a bill was due by 23rd December 2019. Adding on another month for it to be overdue puts me in statute barred territory. I will be back once I hear more. Thanks for your help so far echat11

[echat11]

Submitted my defence.

I've left in the statute barred comment as the SAR revealed that a bill was due by 23rd December 2019. Adding on another month for it to be overdue puts me in statute barred territory. I will be back once I hear more. Thanks for your help so far echat11

O.K. update when you get a response.

[debtsrus]

Hi,

Im back. After being away for a week. I have received two letters:

1. From the court to say my defence has been sent to the claimant and they have 28 days to decide if they wish to proceed

2. From BWLegal dated 26th March and received yesterday a notice of intention to proceed

The letter details the client, balance due, client ref, original creditor, claim no, energy type, supply period and supply address

It states the client is happy to give me until 16th April to settle the claim in full, or agree a payment plan.

It does not include the documentation I requested as part of the defence

[echat11]

Hi,

Im back. After being away for a week. I have received two letters:

1. From the court to say my defence has been sent to the claimant and they have 28 days to decide if they wish to proceed

2. From BWLegal dated 26th March and received yesterday a notice of intention to proceed

The letter details the client, balance due, client ref, original creditor, claim no, energy type, supply period and supply address

It states the client is happy to give me until 16th April to settle the claim in full, or agree a payment plan.

It does not include the documentation I requested as part of the defence

1. From the court to say my defence has been sent to the claimant and they have 28 days to decide if they wish to proceed

That's standard.

2. From BWLegal dated 26th March and received yesterday a notice of intention to proceed

The letter details the client, balance due, client ref, original creditor, claim no, energy type, supply period and supply address

That's standard.

It states the client is happy to give me until 16th April to settle the claim in full, or agree a payment plan.

That's standard.

It does not include the documentation I requested as part of the defence

Update if they send anything or you receive any other correspondence.