Hi ,
I have a CCJ issued in December 2019 by host finance . I haven’t received this nor any documents . It’s been posted to an old address which was prior to 2019.
I now have Lowell calling me and are aware of the ccj but I haven’t responded.
I know that Hoist ceased trading in 2022 and was brought by Lowell ?
It’s coming up to 6 years in December with no communication from me . Just wondering where do I go from here … do I file a N244 form to the court to set aside the ccj as I haven’t been given papers or statements, is it still enforceable seeing as though Hoist no longer is trading ? Plus Lowell and Hoist are debt collectors not creditors so they are buying debt ? It’s for a credit card that I opened but only spent abit I totally forget .
Any advice I would really appreciate it .
Thank you
I have a CCJ issued in December 2019 by host finance . I haven’t received this nor any documents . It’s been posted to an old address which was prior to 2019.
I now have Lowell calling me and are aware of the ccj but I haven’t responded.
I know that Hoist ceased trading in 2022 and was brought by Lowell ?
It’s coming up to 6 years in December with no communication from me . Just wondering where do I go from here … do I file a N244 form to the court to set aside the ccj as I haven’t been given papers or statements, is it still enforceable seeing as though Hoist no longer is trading ? Plus Lowell and Hoist are debt collectors not creditors so they are buying debt ? It’s for a credit card that I opened but only spent abit I totally forget .
Any advice I would really appreciate it .
Thank you

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