• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

CCJ been issued I’m not aware of

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • CCJ been issued I’m not aware of

    Hi ,
    I have a CCJ issued in December 2019 by host finance . I haven’t received this nor any documents . It’s been posted to an old address which was prior to 2019.

    I now have Lowell calling me and are aware of the ccj but I haven’t responded.
    I know that Hoist ceased trading in 2022 and was brought by Lowell ?

    It’s coming up to 6 years in December with no communication from me . Just wondering where do I go from here … do I file a N244 form to the court to set aside the ccj as I haven’t been given papers or statements, is it still enforceable seeing as though Hoist no longer is trading ? Plus Lowell and Hoist are debt collectors not creditors so they are buying debt ? It’s for a credit card that I opened but only spent abit I totally forget .

    Any advice I would really appreciate it .

    Thank you
    Tags: None

  • #2
    Suppose, for a moment, that you could get the 2019 ccj set aside. That puts the clock back and the current debt owner can re-start the original claim. If that happens do you have a viable defence?
    All opinions expressed are based on my personal experience. I am not a lawyer and do not hold any legal qualifications.

    Comment

    View our Terms and Conditions

    LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

    If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


    If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
    Working...
    X