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I have been receiving letters from restons for months regarding two claims for companies I’ve never used the letters are worded badly and claim ccj have been issued I checked on the government website and none have been issued what shall I do ?
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Hi LYNDSEY
Welcome to LB
If you have no knowledge of these debts, then send the following letter, make sure you get Proof of Postage.
They need to prove the debts are yours with documentation.
https://nationaldebtline.org/get-inf...iability-debt/
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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