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Claim Form received. Guidance for next steps would be greatly appreciated, thank you.

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  • Claim Form received. Guidance for next steps would be greatly appreciated, thank you.

    Received a claim? Yes/No: Yes
    Issue Date: 14 September 2022
    Have you Acknowledged the Claim?: Yes on 6/10/2022
    Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £6600
    Claimant’s Name: LC Asset 2 SARL, 20 rue de la poste, L-2346, Luxembourg, Grand Duchy of Luxembourg
    Solicitors Firm: Kearns Solicitors, Brecon House, 3 Caerphilly, Business Park, Caerphilly
    Original Creditor: Barclaycard plc
    Original Debt (eg. Credit card/Loan/Overdraft) : Credit card
    Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
    The Claimant (C) claims the whole of the outstanding balance due and payable under an agreement referenced XXXXXXXXXXXXXX and opened effective from 19/08/2013. The agreement is regulated by the Consumer Credit Act 1974 (CCA) was signed by the Defendant (D) and from which credit was extended to D. D failed comply with a Default Notice served pursuant to s87 (1) CCA and by 28/12/2018 a default was recorded. As at 29/11/2021 the Defendant owed Barclaycard plc the sum of 5,600.00. By an agreement in writing the benefit of the debt has been legally assigned to C effective 29/11/2021 and made regular upon C serving a Notice of Assignment upon D shortly thereafter. And C claims - 1. 5,600.00 2. Interest pursuant to Section 69 County Court Act (1984) at a rate of 8% per Annum from 29/11/2021 to 14/09/2021 of 331.48. And thereafter at a daily rate of 1.20 to date of judgment or sooner payment.

    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
    List any letters you have sent (eg: CCA/ CPR ):
    Any Other Information or Background Details:
    *I have no recollection of being issued a Default Notice on 28/12/2018
    *I have no recollection of being notified that the debt was legally assigned on 29/11/2021
    Last edited by SunshineK; 11th October 2022, 20:36:PM.
    Tags: None

  • #2
    Hi there, Legal Beagles, Today is the 28th day since I received my Court Claim. But, I'm not sure what to do.

    Should I send off the N9 form today? Or the CCA Request Letter. Or both?

    And, if I do send off the CCA Request letter, how do I ask for more time?

    If anyone can help that would be wonderful, thank you!

    Comment

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