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Interim charge

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  • Interim charge

    Old Halifax debt had ccj in 2013 not heard anything till this week have recieved an interim charge letter for property
    Tags: None

  • #2
    more real detail,dates times payments etc

    Comment


    • #3
      2008 debt passed from Halifax has been passed around to diffrent creditors I never acknowledged debt had ccj against me in 2013 had no correspondence in all this time yesterday received letter stating application to court for interim charge on property

      Comment


      • #4
        echat11 may able as ccj 2013 unfair after all this time?

        Comment


        • #5
          Not heard anything in all this time think it was 1st credit the last creditors don't know what to do

          Comment


          • #6
            The Judgment creditor is seeking security for the amount that you owe under the judgment.
            Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

            Litigants in Person should download and read this: https://www.judiciary.uk/wp-content/..._in_Person.pdf

            Comment


            • #7
              Originally posted by Wollybobs View Post
              2008 debt passed from Halifax has been passed around to diffrent creditors I never acknowledged debt had ccj against me in 2013 had no correspondence in all this time yesterday received letter stating application to court for interim charge on property
              You need to act swiftly, did you receive the original CCJ court documents?

              The time that it's taken the creditor to apply to the Court for an interim charging order, in support of not granting the Order.

              Any other thing about the original debt that could help, you need to build your case, so the Court doesn't grant it.

              https://www.citizensadvice.org.uk/de...the%20creditor.

              Comment


              • #8
                It was a credit card I claimed ppi on it the original credit agreement wasn't enforceable it was sold to roughly six other companies had no correspondence since the ccj which was removed a couple of years ago

                Comment


                • #9
                  Originally posted by Wollybobs View Post
                  It was a credit card I claimed ppi on it the original credit agreement wasn't enforceable it was sold to roughly six other companies had no correspondence since the ccj which was removed a couple of years ago
                  a) It was a credit card I claimed ppi on it

                  o.k.

                  b) the original credit agreement wasn't enforceable

                  Why wasn't it 'enforceable'?

                  c) it was sold to roughly six other companies

                  Not unusual.

                  d) had no correspondence since the ccj which was removed a couple of years ago

                  How was the CCJ removed? You don't say that in any of your other posts on this thread.

                  Comment


                  • #10
                    It came off my credit file so thought it was removed

                    Comment


                    • #11
                      Unfortunately, CCJ's don't disappear (your CCJ will appear on the register), the only way to get them removed is through the Courts, by setting it aside, then defending the claim or agreeing to make payment through an agree arrangement with the Creditor.

                      Comment

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