Good Evening
Hope you can help!
I have received a letter from Northampton County court for a claim, I have completed AOS defend in full online using the MCOPL and have a date onf 08.03.2022 in my calendar for defence deadline. I just would like a little help with the details of the CPR 31:14 and SAR letters if possible please.
Received a claim? Yes
Issue Date: 08/02/2022
Have you Acknowledged the Claim?: Yes - Defend in Full
Total Amount Claimed : £241.94 (£326.94 including court fees etc)
Claimant’s Name: Lowell portfolio
Solicitors Firm: Overdales Solicitors
Original Creditor: BT PLC
Original Debt (eg. Credit card/Loan/Overdraft): Broadband Account
Particulars of Claim: The claim is for the sum on £226.27 due by the defendant under a BT PLC account with an account reference of XXXXXXXX.
The defendant failed to maintain contractual payments required under the terms of the account agreement.
The debt was legally assigned to the claimant on 26-03-21, notice of which has been given to the defendant.
The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £15.67.
The claimant claims the sum of £241.94.
Is the debt Statute Barred : Unsure, don't think so. Clearscore is stating update on 14.06.2021, balance £226 and in default.
List any letters you have sent (eg: CCA/ CPR ): Preparing CPR and SAR letters.
Any Other Information or Background Details: Unsure of the BT account they are referring to, the last time I used BT was for broadbanmd services 2017-2019. As far as I am aware the braoadband account was paid up until end of contract and closed as I have moved house multiple times since then (Job, Covid etc).
As the POC mention contractual and agreement do I ask for both in CPR? Is it worth asking for assignment too?
It isn't mentioned in POC but as Clearscore has it as account in default, do I request that also?
Thank you for your time!
Hope you can help!
I have received a letter from Northampton County court for a claim, I have completed AOS defend in full online using the MCOPL and have a date onf 08.03.2022 in my calendar for defence deadline. I just would like a little help with the details of the CPR 31:14 and SAR letters if possible please.
Received a claim? Yes
Issue Date: 08/02/2022
Have you Acknowledged the Claim?: Yes - Defend in Full
Total Amount Claimed : £241.94 (£326.94 including court fees etc)
Claimant’s Name: Lowell portfolio
Solicitors Firm: Overdales Solicitors
Original Creditor: BT PLC
Original Debt (eg. Credit card/Loan/Overdraft): Broadband Account
Particulars of Claim: The claim is for the sum on £226.27 due by the defendant under a BT PLC account with an account reference of XXXXXXXX.
The defendant failed to maintain contractual payments required under the terms of the account agreement.
The debt was legally assigned to the claimant on 26-03-21, notice of which has been given to the defendant.
The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £15.67.
The claimant claims the sum of £241.94.
Is the debt Statute Barred : Unsure, don't think so. Clearscore is stating update on 14.06.2021, balance £226 and in default.
List any letters you have sent (eg: CCA/ CPR ): Preparing CPR and SAR letters.
Any Other Information or Background Details: Unsure of the BT account they are referring to, the last time I used BT was for broadbanmd services 2017-2019. As far as I am aware the braoadband account was paid up until end of contract and closed as I have moved house multiple times since then (Job, Covid etc).
As the POC mention contractual and agreement do I ask for both in CPR? Is it worth asking for assignment too?
It isn't mentioned in POC but as Clearscore has it as account in default, do I request that also?
Thank you for your time!
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